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1509 Tam O Shanter Ln, Kokomo, IN, 46902

3beds
1baths
1,120sqft
$152,900
$137price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Move right in to this excellently maintained home! The home features two living spaces, one with a sloped ceiling, a nice eat-in kitchen, 3 bedrooms and a full bath. The oversized garage features room for 2 cars or a worshop space. The fenced back yard presents a patio and fire pit for quiet, cozy summer nights.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
--
Kokomo Area Career CenterGrades 6-120.4 mi
3/10
Kokomo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 81

Family Room

  • Level: Main
  • Area: 240

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Laminate Counters,Natural Woodwork,Tub/Shower Combination,Great Room
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 77

Living Room

  • Level: Main
  • Area: 176

Property

Details

  • Parcel number: 340911228002.000002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Full,Chain Link

Lot

  • Lot size: 6,534 sqft
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 64x120

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $773$9,276
Home Insurance *$111$1,332
Property Taxes $252$3,024
Electricity $184$2,212
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$152,900
2026-07-14Listed for sale$160,000
2012-07-11Sold$69,200
2012-05-01Listed for sale$74,900

For Sale by Agent

AgentBrett B Walker
BrokerageThe Wyman Group

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