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2221 S Indiana Ave, Kokomo, IN, 46902

5beds
3baths
2,120sqft
$279,900
$132price/sqft
$2,020/moest. monthly cost
$80,800/yrincome needed

About This Home

Spacious Cape Cod with 5 bedrooms in Maple Crest. Welcome to this beautifully updated Cape Cod home with a spacious addition located in the desirable Maple Crest subdivision. Now offering 5 bedrooms and 3 full baths, this home provides the space and flexibility today’s buyers are looking for. Inside, you’ll find a warm and inviting layout featuring a nicely updated kitchen with a breakfast nook, along with a cozy family room and dining area that opens to a walkout deck overlooking a peaceful backyard setting. It’s the perfect place to relax or entertain. The home includes a full primary suite, plus additional bedrooms that can easily accommodate family, guests, or a home office setup. Hardwood floors throughout much of the home add character and charm. Two bedrooms and one full bath on the main level with three bedrooms and two full baths on the upper level. Downstairs, a full unfinished basement offers plenty of storage, a dedicated laundry area, and a workshop space for hobbies or projects. With over 2,100 square feet of living space, this home combines classic charm with the extra room you need to live comfortably. And the location makes it even better. You are just minutes from shopping, restaurants, and Indiana University Kokomo, giving you convenience and accessibility right at your doorstep.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Kokomo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven-Built-In,Gas Range,Electric Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec

Basement

  • Has basement: Yes
  • Basement: Partial,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 169

Features

  • 1st Bdrm En Suite,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,120

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,120 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: 340912128015.000002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Partial,Pet Fence,Privacy

Lot

  • Lot size: 0.25 Acres
  • Features: Rolling Slope,City/Town/Suburb
  • Lot size dimensions: 73 x 149

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$204$2,448
Property Taxes $207$2,484
Electricity $194$2,332
Total$2,020$24,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,257/yr
40% on housing$60,600/yr
45% on housing$53,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$299,900
2024-07-16Sold$260,000
2024-05-31Pending sale$264,900
2024-05-17Listed for sale$264,900
2013-01-21Sold$117,000
2010-12-21Sold$124,000
2010-09-10Price change$124,000
2010-08-13Listed for sale$129,900

For Sale by Agent

AgentChris Beatty
BrokerageThe Hardie Group

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