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4508 Anna Ln, Kokomo, IN, 46902

3beds
3baths
1,965sqft
$295,000
$150price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

Beautiful, well maintained 3-bedroom, 2.5-bath block ranch home. Offering 1,965 sq. ft. of comfortable living space! Enjoy a formal dining room, eat-in kitchen, and spacious family room featuring a stunning fireplace and abundant natural light. Recent updates include a new HVAC (2025 Stove and dishwasher (2025) Fireplace and chimney (2022), refrigerator (2022) Newer roof (2022). Outside, the partially fenced yard features mature landscaping, fruit trees and bushes This property is a Certified Wildlife Habitat, creating a peaceful outdoor retreat unlike any other. Don’t miss your chance to own this ideal blend of comfort, charm, and nature!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Western Primary SchoolGrades K-22.4 mi
7/10
Western Middle SchoolGrades 6-82.4 mi
9/10
Western High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Cooktop,Electric Oven
  • Laundry features: Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Features

  • 1st Bdrm En Suite,Eat-in Kitchen,Entrance Foyer,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Window features: Skylight(s)
  • Flooring: Hardwood,Carpet,Concrete,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,965

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,965
  • Total interior livable area: 1,965 sqft

Kitchen

  • Level: Main
  • Area: 200

Living Room

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 340916326006.000019

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial,Privacy

Lot

  • Lot size: 0.47 Acres
  • Features: Rolling Slope,City/Town/Suburb
  • Lot size dimensions: 120x170

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$215$2,580
Property Taxes $102$1,224
Electricity $184$2,212
Total$1,992$23,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$103
Howard County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Howard County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$289,900
2026-08-02Listed for sale$295,000
2016-07-20Sold$144,900
2016-05-12Price change$144,900
2016-04-19Listed for sale$147,500

For Sale by Agent

AgentLisa Boyd
BrokerageKW Red Door Group

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