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725 N Main St, Warren, IN, 46792

3beds
1baths
1,676sqft
$124,900
$75price/sqft
$1,080/moest. monthly cost
$43,200/yrincome needed

About This Home

Great opportunity on a corner lot — spacious 2 (possible 3) bedroom, 1 bath home with tons of potential. Large rooms and an open feel give plenty of layout options; a little TLC will turn this into a real gem. Major dollar items have already been handled, reducing immediate big-ticket expenses. Outside features include a fenced yard for privacy and an oversized 2-car garage (built 2010). Ideal for investors, hands-on buyers, or those seeking a value-rich starter home — bring your vision and finish the work to unlock significant upside.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Salamonie SchoolGrades K-50.6 mi
7/10
Riverview SchoolGrades 6-812.5 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 216

Features

  • Built-in Desk,Ceiling Fan(s),Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,676

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: Main
  • Area: 252

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 351220300057.600017
  • Zoning: R4

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 66 X 132

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$92$1,104
Property Taxes $173$2,076
Electricity $184$2,212
Total$1,080$12,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,028/yr
40% on housing$32,400/yr
45% on housing$28,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 46792$123
Huntington County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 46792$154
Huntington County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$129,900
2018-01-17Listing removed$700
2017-12-17Listed for rent$700
2017-12-14Sold$38,000
2017-12-03Price change$49,900
2017-10-14Price change$59,500
2017-08-02Price change$65,000
2017-07-19Price change$72,500
2017-06-24Price change$75,000
2017-06-15Listed for sale$79,900
2016-01-01Listing removed$79,555
2015-10-27Price change$79,555
2015-08-06Listed for sale$82,555

For Sale by Agent

AgentTerry L Miller
BrokerageCENTURY 21 Bradley Realty, Inc

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