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1085 E North Shore Dr, Brownstown, IN, 47220

4beds
4baths
5,529sqft
$699,000
$126price/sqft
$5,038/moest. monthly cost
$201,520/yrincome needed

About This Home

Situated at 1085 E North Shore DR, BROWNSTOWN, IN, this single-family residence presents an attractive property in great condition. This home offers a unique opportunity to embrace refined living. The living room is a haven of sophisticated comfort, featuring a fireplace that serves as a warm focal point, while the beamed ceiling and wood wall add character and charm; the vaulted ceiling enhances the sense of spaciousness. The kitchen is a culinary dream, featuring shaker cabinets and stone countertops that offer both style and durability, while the large kitchen island provides ample space for food preparation and casual dining; the backsplash adds a touch of elegance. The bathroom is designed for relaxation and convenience, featuring a walk-in shower and double vanity. The bedroom provides a serene retreat, and the wood wall enhances the feeling of warmth and comfort. This property boasts four bedrooms, offering ample space for rest and relaxation. A laundry room provides added convenience. The residence is set on a generous lake front lot with 2 docks and boatlift, providing ample outdoor entertaining space. Enjoy the outdoors on the patio or from the dock. The property offers a water view and is waterfront property. Offer over 5500 square foot, this 1.5 story home, (major reno and additions in 2006), features a walk-in closet. This home offers a harmonious blend of comfort and style, providing an unparalleled living experience.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Down Draft,Disposal,Microwave,Refrigerator,Double Oven,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 312
  • Dimensions: 12x26

Bedroom4

  • Level: Upper
  • Area: 468
  • Dimensions: 12x39

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Brick
  • Level: Main
  • Area: 480
  • Dimensions: 20x24

Bonus Room

  • Level: Upper
  • Area: 468
  • Dimensions: 12x39

Features

  • Attic Access,Walk-In Closet(s),Wet Bar,High Speed Internet,In-Law Floorplan,Kitchen Island
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Foyer

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 78
  • Dimensions: 6x13

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,529
  • Total interior livable area: 5,529 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 391
  • Dimensions: 17x23

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 486
  • Dimensions: 18x27

Loft

  • Level: Upper
  • Area: 126
  • Dimensions: 9x14

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 12x20

Office

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Sun Room

  • Level: Main
  • Area: 378
  • Dimensions: 14x27

Property

Accessibility

  • Accessibility features: Hallway - 36 Inch Wide,Accessible Full Bath,Accessible Entrance

Details

  • Parcel number: 365518600005012001
  • Other equipment: Heat Sensor
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Gas Grill,Sprinkler System,Water Feature Fountain
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Lake Front,Water Access,Water View,Waterfront,Dock

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Garage Faces Side,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$532$6,384
Property Taxes $466$5,592
Electricity $506$6,082
Total$5,038$60,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,731/yr
40% on housing$151,140/yr
45% on housing$134,346/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 47220$86
Jackson County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 47220$64
Jackson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Price change$799,000
2025-06-25Price change$879,000
2025-05-07Price change$899,000
2025-04-03Listed for sale$946,000
2024-09-07Listing removed$946,000
2024-03-08Price change$996,000
2023-09-15Listed for sale$1,125,000
2023-01-15Listing removed--
2022-06-07Price change$1,250,000
2022-03-04Listed for sale$1,350,000

For Sale by Agent

AgentRoger Wessel
BrokerageBerkshire Hathaway Home

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