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624 N Pine St, Seymour, IN, 47274

5beds
3baths
2,256sqft
$257,400
$114price/sqft
$1,847/moest. monthly cost
$73,880/yrincome needed

About This Home

Welcome to 624 N Pine Street in the Heart of Seymour IN- a unique opportunity with built-in flexibility! This well-cared-for property features a spacious main home plus a separate one-bedroom apartment, making it ideal for multi-generational living, guests, or potential rental income. The main home offers 4 bedrooms, 2 full bathrooms, and a functional layout with open entrance foyer leading into the spacious living room, one bedroom on the main level, and three generously sized bedrooms upstairs. You'll appreciate the LVP flooring throughout, along with newer windows, HVAC, and siding, providing comfort and peace of mind. Relax on the covered front porch with plenty of space for seating, perfect for enjoying your morning coffee or unwinding in the evening. In the basement you will find a finished bonus room that could be used for an office or playroom as well as unfinished space offering tons of storage. The detached apartment adds incredible value, featuring an open-concept layout with a sizeable living area, kitchen, laundry room, private bedroom, and a walk-in tile shower. Whether you're looking for extra space, income potential, or a place to accommodate extended family, this property offers versatility that's hard to find. Schedule your showing today and explore the possibilities!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
5/10
Seymour Middle SchoolGrades 6-81.0 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven
  • Laundry features: Connections All

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Features: Luxury Vinyl Plank
  • Level: Upper
  • Area: 99
  • Dimensions: 11x09

Bedroom3

  • Features: Luxury Vinyl Plank
  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Features: Luxury Vinyl Plank
  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom5

  • Features: Other
  • Level: Main
  • Area: 88
  • Dimensions: 11x08

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Other
  • Level: Basement
  • Area: 117
  • Dimensions: 13x09

Features

  • Entrance Foyer
  • Window features: Wood Work Painted
  • Finished area below ground: 108

Foyer

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 81
  • Dimensions: 09x09

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 135
  • Dimensions: 15x09

Laundry

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 77
  • Dimensions: 11x07

Living Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Master Bedroom

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 108
  • Dimensions: 12x09

Property

Details

  • Parcel number: 366618104067000009
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 5,227 sqft
  • Features: Sidewalks,Street Lights

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,301$15,612
Home Insurance *$167$2,004
Property Taxes $173$2,076
Electricity $206$2,481
Total$1,847$22,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,325/yr
40% on housing$55,410/yr
45% on housing$49,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 47274$298
Jackson County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 47274$135
Jackson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$254,900
2026-07-28Price change$257,400
2026-05-15Price change$259,900
2026-04-24Listed for sale$269,900

For Sale by Agent

AgentSeth Ragon
BrokerageYour Home Team

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