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636 S Obrien St, Seymour, IN, 47274

4beds
2baths
2,560sqft
$147,400
$58price/sqft
$1,355/moest. monthly cost
$54,200/yrincome needed

About This Home

This character-filled home, built in 1875, offers timeless charm and incredible potential. From the moment you step into the formal foyer, you'll appreciate the generous living spaces designed for both everyday comfort and entertaining. The spacious family room provides plenty of room to gather, and with four bedrooms and one and a half bathrooms, there's flexibility for a variety of living arrangements. With 1,792 finished square feet plus an unfinished basement, the home offers abundant space and opportunity to customize to your needs. Out back, the yard invites you to imagine summer evenings by the pool and creating your own private retreat. This property is ready for its next chapter and offers a wonderful opportunity to blend historic character with modern updates. Being sold as-is, it presents the perfect chance for buyers looking to build equity and bring their vision to life.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Seymour Middle SchoolGrades 6-81.2 mi
3/10

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Electric Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Exterior Entry,Unfinished

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Attic Access,Breakfast Bar,High Ceilings,Entrance Foyer,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Foyer

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 366620201120000009
  • Special condition: As Is,Defects/See Remarks,Needs Updating,Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground

Lot

  • Lot size: 0.43 Acres
  • Features: Sidewalks

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $745$8,940
Home Insurance *$95$1,140
Property Taxes $281$3,372
Electricity $234$2,816
Total$1,355$16,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,457/yr
40% on housing$40,650/yr
45% on housing$36,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 47274$299
Jackson County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 47274$135
Jackson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$147,400
2026-03-22Price change$162,400
2026-02-25Listed for sale$172,400

For Sale by Agent

AgentChantz Morris
BrokerageNicodi & Associates

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