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2842 Cardinal Dr, Wheatfield, IN, 46392

3beds
3baths
1,580sqft
$349,900
$221price/sqft
$2,261/moest. monthly cost
$90,440/yrincome needed

About This Home

They say home is a feeling, and there is no better way to describe this charming and picturesque ranch nestled on a sprawling one-acre lot in what is arguably one of the most beautiful subdivisions in the area. Surrounded by the tranquility of country living, this peaceful setting offers the perfect escape while remaining just minutes from town--truly the best of both worlds. Offering 3 bedrooms and 2.5 bathrooms, this inviting home was designed for comfortable everyday living and effortless entertaining. A spacious foyer welcomes you inside, leading to a generous living room filled with beautiful natural light from oversized windows. The eat-in kitchen overlooks the picturesque backyard and features classic oak cabinetry, a stainless steel double-bowl sink with an upgraded faucet, appliances that stay, and an adjoining dining area with sliding patio doors leading to the expansive deck. Step outside and experience your own private retreat. Whether you're enjoying a quiet morning cup of coffee or unwinding with a glass of wine after a long day, the backyard is the perfect place to take in the beauty of nature--complete with visiting deer, singing birds, and the peaceful sound of crickets on warm summer evenings. The spacious primary suite offers a private ensuite bath and generous closet space, while two additional bedrooms are both comfortably sized and served by a full guest bathroom. The heated attached garage provides direct access to a large crawl space, offering exceptional storage for seasonal items and more. If you've been searching for a move-in-ready ranch with a little land, peaceful surroundings, and the convenience of being close to town while enjoying LOW property taxes, you've finally found THE ONE. Welcome Home!!! *Washer and dryer stay with full price offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Dishwasher

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedroom3

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14.0 x 14.0

Features

  • Ceiling Fan(s),Country Kitchen,Laminate Counters,Eat-in Kitchen,Entrance Foyer
  • Finished area above ground: 1,580

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Laundry

  • Level: Main
  • Area: 138
  • Dimensions: 23.0 x 6.0

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19.0 x 18.0

Primary Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16.0 x 13.0

Property

Details

  • Parcel number: 371622000029000033
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods,Rural

Lot

  • Lot size: 1.03 Acres
  • Features: Back Yard,Landscaped,Front Yard,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$172$2,064
Property Taxes $136$1,632
Electricity $184$2,212
Total$2,261$27,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,520/yr
40% on housing$67,830/yr
45% on housing$60,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 46392$145
Jasper County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 46392$195
Jasper County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$349,900
2003-01-06Sold$19,500

For Sale by Agent

AgentTiffany Dowling
BrokerageKeller Williams Preferred Real

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