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405 Cedar St NW, Demotte, IN, 46310

4beds
3baths
2,498sqft
$359,900
$144price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Step into this beautifully remodeled 4-bedroom, 3-bath home in DeMotte, Indiana, where modern style meets comfortable living. From the moment you enter, you'll be welcomed by a bright open-concept layout that seamlessly connects the living room, dining area, and kitchen--perfect for both everyday living and entertaining. Down the hall, you'll find two generously sized bedrooms and a full bath, while the spacious primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath. The finished basement expands your living space with a large secondary living area ideal for gatherings, along with a fourth bedroom and an additional full bathroom. Completing the home is an oversized 2.5-car garage, providing ample room for vehicles, storage, and more. With thoughtful updates throughout and plenty of space to enjoy, this home is truly move-in ready--schedule your showing today before it's gone!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
DeMotte Elementary SchoolGrades PK-30.9 mi
5/10
8/10

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom3

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom4

  • Area: 180
  • Dimensions: 20.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Area: 496
  • Dimensions: 31.0 x 16.0

Dining Room

  • Area: 140
  • Dimensions: 14.0 x 10.0

Features

  • Recessed Lighting
  • Finished area above ground: 1,498

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Kitchen

  • Area: 96
  • Dimensions: 12.0 x 8.0

Living Room

  • Area: 247
  • Dimensions: 19.0 x 13.0

Primary Bedroom

  • Area: 182
  • Dimensions: 14.0 x 13.0

Property

Details

  • Parcel number: 371522003006027025
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$200$2,400
Property Taxes $169$2,028
Electricity $228$2,747
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 46310$162
Jasper County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 46310$174
Jasper County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$369,900
2025-10-15Listing removed$224,900
2025-10-07Price change$224,900
2025-09-30Price change$229,900
2025-09-23Price change$234,900
2025-09-09Listed for sale$239,900

For Sale by Agent

AgentSteven Monsma
BrokerageWeichert Realtors - Shoreline

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