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811 S Main St, Dunkirk, IN, 47336

5beds
3baths
3,008sqft
$239,900
$80price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 2.5-bath property offering room for everyone! The versatile rec room with built-in bar can easily serve as a 6th bedroom, game room, or entertainment space to fit your needs. Inside, you'll find both a large living room and a separate family room, providing plenty of space for relaxing, entertaining, or gathering with family and friends. The home offers an abundance of storage throughout, making organization a breeze. A beautiful covered front porch is perfect for relaxing and taking in the neighborhood. The roof, furnace, central air unit, and water heater have all been replaced in the past few years. Car enthusiasts, hobbyists, and anyone needing extra workspace will appreciate the attached one-car garage along with the oversized detached two-car shop/garage, offering endless possibilities for projects, storage, or additional parking.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
5/10
Jay County High SchoolGrades 7-1210.9 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Refrigerator,Washer,Dryer-Electric,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Area: 156

Family Room

  • Area: 336

Features

  • 1st Bdrm En Suite,Laminate Counters,Tub/Shower Combination
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 3,008

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,784
  • Total interior livable area: 3,008 sqft

Kitchen

  • Area: 104

Living Room

  • Area: 336

Property

Details

  • Parcel number: 380908402092.000014

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Fencing: Chain Link

Lot

  • Lot size: 0.32 Acres
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 78x150,22x145

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$286$3,432
Property Taxes $150$1,800
Electricity $275$3,308
Total$1,924$23,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 47336$49
Jay County$66

vs Homes Sold Last Month

Median $/sqft

ZIP 47336
Jay County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$239,900

For Sale by Agent

AgentBriana Blanton
BrokerageLeavell Real Estate

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