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407 E Washington St, Dunkirk, IN, 47336

2beds
1baths
974sqft
$95,000
$98price/sqft
$780/moest. monthly cost
$31,200/yrincome needed

About This Home

This affordable two bedroom home conveniently located on a corner lot in Dunkirk has seen many cosmetic updates to make this a move-in ready home! It features a handicap accessible ramp and bathroom, and a nice mix of hardwood floors and laminate flooring. The basement and one car detached garage offer additional storage space. Relax in the living room with plenty of natural light coming through the windows! An added bonus in the kitchen is a choice of Gas and Electric Stove hookups. The layout does leave open the possibility of converting the dining room into a living room and the living room into an additional bedroom. You could own your very own home for a monthly payment similar to most rentals! Back on the market due to roof condition. Seller is currently working on putting on a new metal roof.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
5/10
Jay County High SchoolGrades 7-1210.4 mi

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hk Up Gas/Elec,Exhaust Fan,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Block,Brick

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 182

Features

  • Ceiling Fan(s),Laminate Counters,Stand Up Shower
  • Door features: Storm Door(s)
  • Flooring: Hardwood,Laminate,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 974

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 974 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 169

Property

Details

  • Parcel number: 380909302001.000014

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: Wood

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot,Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 43X130

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$113$1,356
Property Taxes $3$36
Electricity $184$2,212
Total$780$9,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,742/yr
40% on housing$23,400/yr
45% on housing$20,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 47336$52
Jay County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 47336
Jay County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$95,000
2026-07-14Pending sale$85,000
2026-07-06Listed for sale$85,000
2009-03-31Sold$25,000

For Sale by Agent

AgentMark Leavell
BrokerageLeavell Real Estate

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