422 St Michaels Avenue, Madison, IN, 47250
About This Home
Completely remodeled and thoughtfully designed, this stunning 4-bedroom, 3.5-bath home offers 2,544 sq ft of beautifully updated living space in the heart of downtown Madison. Blending modern updates with timeless character, you’ll find exposed brick, wood beams, and quality craftsmanship throughout. The spacious kitchen features abundant cabinetry, a pantry, large island, and an attached dining area—perfect for everyday living and entertaining. The primary suite offers a generous layout with a large bath, and large closet. while natural light fills the home, creating a warm and inviting atmosphere, you wont want to miss what outside has to offer! Enjoy a private courtyard ideal for relaxing or outdoor dining, which leads to a detached two-car garage for added convenience and storage. Located just moments from shops, dining, wineries, and all that downtown Madison has to offer, this home is truly a must-see.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone,Cellar
- Roof: Shingle
- Construction materials: Brick,Hardboard,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer
- Laundry features: Laundry Closet,Upper Level
Basement
- Has basement: Yes
Bedroom
- Level: Second
- Dimensions: 11.8 x 9.8
Bedroom
- Level: Second
- Dimensions: 9.4 x 9.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 14.8 x 15.2
Family Room
- Level: Second
- Dimensions: 14.8 x 29.6
Features
- Ceiling Fan(s),Eat-in Kitchen,Main Level Primary,Pantry,Split Bedrooms
- Window features: Screens,Thermal Windows
- Finished area below ground: 0
- Finished area above ground: 2,544
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,544
- Total interior livable area: 2,544 sqft
Kitchen
- Level: First
- Dimensions: 14.8 x 18.7
Living Room
- Level: First
- Dimensions: 17.4 x 16.8
Master Bedroom
- Level: Second
- Dimensions: 17.4 x 16.8
Other
- Level: Second
- Dimensions: 5.1 x 9.8
Other
- Level: First
- Dimensions: 10.3 x 8.3
Other
- Level: First
- Dimensions: 6.5 x 5.1
Other
- Level: First
- Dimensions: 13.6 x 11.3
Property
Details
- Parcel number: 391302113006000007
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Deck,Porch,Patio
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,348 | $28,176 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $348 | $4,176 |
| Electricity | $233 | $2,798 |
| Total | $3,242 | $38,904 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $494,500 |
| 2023-07-28 | Sold | $432,500 |
| 2023-06-22 | Pending sale | $485,000 |
| 2023-04-12 | Price change | $485,000 |
| 2023-04-01 | Listed for sale | $495,000 |
| 2023-03-08 | Listing removed | $495,000 |
| 2023-02-20 | Price change | $495,000 |
| 2023-01-03 | Price change | $499,000 |
| 2022-12-20 | Price change | $525,000 |
| 2022-12-05 | Price change | $539,900 |
| 2022-10-28 | Listed for sale | $549,900 |
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