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2973 N 1250 W, Deputy, IN, 47230

3beds
2baths
2,548sqft
$395,000
$155price/sqft
$3,056/moest. monthly cost
$122,240/yrincome needed

About This Home

Located in the rural community of Deputy, Indiana, this property offers a residential home with multiple acreage options to accommodate a range of buyer preferences. This specific offering includes approximately 2.75 acres and features a well-maintained home, functional improvements, and a scenic setting with a half-acre pond. Per GIS, the home offers over 2,500 square feet of living space and includes three bedrooms. The interior layout provides two separate living room areas, allowing flexibility for everyday living or hosting guests. A large basement adds additional usable space for storage, recreation, and includes a full shower, toilet, and sink. Recent updates to the home include newer windows and a newer roof, contributing to the overall condition and usability of the home. A new septic system has been installed, providing updated utility infrastructure for the residence. The property also includes a newly constructed detached garage with metal siding and a metal roof. This structure is equipped with electric and water service and includes a bathroom, offering versatility for workshop use, storage, or hobby space. The land associated with this offering consists of approximately 2.75 acres. The property would feature approximately 660 feet of road frontage and benefits from access via two separate roads, providing multiple entry points and flexibility for parking and circulation. The location provides convenient access to nearby towns and recreational opportunities. The property is situated approximately 17 minutes from Scottsburg and approximately 24 minutes from Madison. Hardy Lake is located about 8 minutes away, offering opportunities for fishing, boating, and outdoor recreation. The property falls within the Madison Consolidated Schools district. This property combines residential living with acreage, utility improvements, and proximity to both small-town amenities and outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Property

Lot

  • Lot size: 2.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$616$7,392
Property Taxes $210$2,520
Electricity $233$2,802
Total$3,056$36,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,777/yr
40% on housing$91,680/yr
45% on housing$81,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 47230$45
Jefferson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47230$86
Jefferson County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBrad Garrison
BrokerageWhitetail Properties

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