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1122 W Second Street, Madison, IN, 47250

2beds
2baths
1,021sqft
$275,000
$269price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

Check out this charming and fully renovated home with a new addition, covered patio and garage in Downtown Historic Madison, Indiana! A traditional Shotgun home converted into more functional living style with solid wood floors, full tile bath and half bath, new kitchen with granite counters and a great courtyard-outdoor living area between the home and garage. This home has all new Roof, HVAC, Water Heater and Stainless Appliances. AND don't forget a river view from the front deck and close walking distance to the Heritage Trail! Schedule a showing today!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Lydia Middleton Elementary SchoolGrades PK-40.5 mi
6/10
Madison Consolidated Jr High SchoolGrades 5-82.2 mi
6/10
Madison Consolidated High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone,Cellar
  • Roof: Shingle
  • Construction materials: Brick,Hardboard,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes

Bedroom

  • Level: First
  • Dimensions: 10.3 x 11.7

Bedroom

  • Level: First
  • Dimensions: 10.3 x 11.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9.3 x 9.5

Family Room

  • Level: First
  • Dimensions: 14 x 13.8

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Main Level Primary,Utility Room
  • Window features: Thermal Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,021

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,021
  • Total interior livable area: 1,021 sqft

Kitchen

  • Level: First
  • Dimensions: 11.3 x 18

Other

  • Level: First

Property

Details

  • Parcel number: 390834334089000007
  • Zoning: Residential,Historic Dist
  • Zoning description: Residential,Historic District

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck,Patio
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Frontage length: 25

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 25 x 160

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$185$2,220
Property Taxes $501$6,012
Electricity $184$2,212
Total$2,260$27,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$90,400/yr
35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 47250$138
Jefferson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 47250$145
Jefferson County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$290,000
2025-11-03Listed for sale$295,000

For Sale by Agent

AgentRobin Mingione
BrokerageeXp Realty, LLC
Phone812-493-3707
View on Zillow

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