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860 N County Road 700 W, North Vernon, IN, 47265

4beds
2baths
1,976sqft
$315,000
$159price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

With room to grow, room to gather, and room to breathe all tucked into a peaceful setting with a creek to explore in your backyard. This is more than a house, it's a place where you can truly feel at home. Designed with a desirable split floor plan, this home offers 4 bedrooms, 2 full bathrooms, and 2 separate living areas, giving everyone room to spread out. Whether it's movie night, a kids' playroom, or cheering for rival teams on game day, you'll appreciate having spaces that bring everyone together without everyone having to be in the same room. The spacious primary suite is tucked away from the other three bedrooms, creating a private retreat complete with a generously sized walk-in closet and en-suite bath. If you have been wishing for larger rooms, you'll love the space this home has to offer. The laundry room/mudroom is right off the kitchen and has a separate entrance. The kitchen is updated with ample counter space as well as a pantry. Step outside to the back deck, where grilling, entertaining and quiet evenings overlooking the backyard become part of your everyday routine. Need room for hobbies, projects or home office? The detached two-car garage features an additional finished room that is ready to serve you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Hayden Elementary SchoolGrades K-61.0 mi
4/10
3/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Family Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Laundry

  • Level: Main
  • Area: 78
  • Dimensions: 6x13

Living Room

  • Level: Main
  • Area: 403
  • Dimensions: 31x13

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 401103200009000011
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1.20 Acres
  • Features: Rural - Not Subdivision,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning
Cold Wave
Drought
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$221$2,652
Property Taxes $160$1,920
Electricity $184$2,212
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$102
Jennings County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$280,000
2026-08-07Price change$294,500
2026-07-16Listed for sale$315,000

For Sale by Agent

AgentMorgan Abel
BrokerageAbel Realty LLC

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