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205 Davis St, North Vernon, IN, 47265

2beds
1baths
864sqft
$159,900
$185price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

Discover a delightful opportunity at 205 Davis St North Vernon. This charming single-family residence is an inviting home, ready for you to move in and enjoy. The two bedrooms offer comfortable retreats, providing ample space for rest and personalization. A full bathroom serves the home, designed for everyday convenience and functionality. A spacious living area offers ample room for gatherings and entertaining. Spanning a generous 11,020 square foot lot, this single-story property provides a wonderful sense of space and privacy. A welcoming porch extends an invitation to enjoy the outdoors. Embrace the potential and promise of this appealing property; schedule your viewing today.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Refrigerator,Washer,Water Heater

Bedroom2

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Area: 153
  • Dimensions: 9x17

Living Room

  • Level: Main
  • Area: 286
  • Dimensions: 11x26

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 401204140009000004
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage

Lot

  • Lot size: 0.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning
Cold Wave
Drought
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$112$1,344
Property Taxes $232$2,784
Electricity $184$2,212
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$104
Jennings County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$159,900
2014-04-03Listing removed$34,500
2014-01-25Price change$34,500
2013-10-11Listed for sale$39,900
2011-01-29Listing removed$48,000
2010-08-05Listed for sale$48,000

For Sale by Agent

AgentArlene Marion
BrokerageF.C. Tucker Real Estate Experts

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