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295 Persimmon Dr, North Vernon, IN, 47265

4beds
5baths
5,512sqft
$599,900
$109price/sqft
$4,392/moest. monthly cost
$175,680/yrincome needed

About This Home

Nothing beats owning the entire cul-de-sac (2.99 acres total) in a desirable neighborhood with no HOAs and walking paths that lead to the schools. This stunning home offers style, space and the most functional layout. The first thing you will say is "wow" as you step inside and notice the 19' ceilings in the foyer. The living room boasts warm natural light with automatic shades that are on a timer. You may not notice it, but the windows are tinted as well. The kitchen was designed to be the gathering place. With all the space you won't feel crowded when multiple people are in the kitchen. Right off the kitchen/living room is a massive deck composed of composite board which allows you to extend your gatherings outside to your large private oasis. The dining room is conveniently located just off the kitchen. On the main level you will find 2 half bathrooms, an office and a sitting room. As you walk upstairs, notice the width of the stairway and how you won't need to pivot much while moving furniture up and down. The primary bedroom features two closets and an en-suite with two separate vanities. The laundry is on the upper level as well, right next to the primary bedroom. Down the hall are two generously sized bedrooms with a jack and jill bathroom. The walkout basement offers an additional bedroom, bonus room, large bathroom with sauna as well as 9' ceilings throughout. Parking is no problem at this home. Not only is there an attached 2 car garage, but there is a detached heated 3 car garage, 200 amp service, vehicle lift and an external circuit for an RV plug. As cliche as it may sound, homes like this are extremely rare in Jennings County.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Water Heater,Water Softener Owned,Wine Cooler
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Daylight,Finished,Finished Ceiling,Finished Walls,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 252
  • Dimensions: 18x14

Bedroom3

  • Level: Upper
  • Area: 260
  • Dimensions: 20x13

Bedroom4

  • Level: Basement
  • Area: 272
  • Dimensions: 17x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Bonus Room

  • Level: Basement
  • Area: 195
  • Dimensions: 15x13

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Family Room

  • Level: Basement
  • Area: 480
  • Dimensions: 30x16

Features

  • High Ceilings,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,Pantry,Sauna,Walk-In Closet(s)
  • Flooring: Hardwood
  • Finished area below ground: 1,652

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,512
  • Total interior livable area: 5,512 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 228
  • Dimensions: 12x19

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 35
  • Dimensions: 7x5

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Master Bedroom

  • Level: Upper
  • Area: 495
  • Dimensions: 33x15

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Sitting Room

  • Level: Main
  • Area: 220
  • Dimensions: 11x20

Property

Accessibility

  • Accessibility features: Hallway - 36 Inch Wide

Details

  • Parcel number: 401204310017083004
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Playground,RV Hookup

Lot

  • Lot size: 2.99 Acres
  • Features: Cul-De-Sac,Rural - Subdivision,Sidewalks,Street Lights,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Concrete,Garage Door Opener,Heated Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning
Cold Wave
Drought
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$421$5,052
Property Taxes $433$5,196
Electricity $505$6,063
Total$4,392$52,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,582/yr
40% on housing$131,760/yr
45% on housing$117,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$103
Jennings County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$650,000
2026-02-19Price change$699,000
2025-10-24Listed for sale$750,000
2020-10-30Sold$373,000
2020-09-02Listed for sale$399,900
2020-08-24Pending sale$399,900
2020-06-15Price change$399,900
2020-06-03Price change$429,900
2020-03-16Price change$459,900
2019-10-02Price change$499,000
2019-08-15Price change$524,900
2019-06-13Listed for sale$549,900
2014-03-21Sold$189,000
2013-09-05Sold$201,551
2002-04-25Sold$10,000

For Sale by Agent

AgentMorgan Abel
BrokerageAbel Realty LLC

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