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3570 E County Road 20 N, North Vernon, IN, 47265

1beds
2baths
2,235sqft
$450,000
$201price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

This one-of-a-kind log cabin sits on 20 scenic acres, offering a perfect blend of rustic charm and modern updates. Inside, you'll find a versatile loft space ideal for a bedroom or recreation area. The main level features a spacious master bedroom, a well-appointed kitchen with a bar and all new appliances, along with a combined family and dining area, a comfortable living room, and a full bath. The walk-out basement includes two additional rooms and another full bath, providing plenty of space for guests or hobbies. Enjoy the outdoors from the wrap-around deck, complete with a covered front porch and covered patio. Additional highlights include a brand-new heating and cooling system and a detached two-car garage with a third bay that includes a small office and bathroom facilities. A scenic creek and natural spring add to the property's unique appeal. Move-in ready and available for immediate occupancy at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Electric Water Heater,Microwave,Electric Oven,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 240
  • Dimensions: 24x10

Features

  • Double Vanity,High Ceilings,Hardwood Floors
  • Window features: Wood Work Stained
  • Flooring: Hardwood
  • Finished area below ground: 750

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,235
  • Total interior livable area: 2,235 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Loft

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Master Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 401305400013001012
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Wrap Around

Lot

  • Lot size: 20 Acres
  • Features: Rural - Not Subdivision,Mature Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$316$3,792
Property Taxes $320$3,840
Electricity $204$2,458
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$101
Jennings County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$525,000
2024-03-14Listing removed--
2023-12-28Price change$383,900
2023-11-01Price change$389,900
2023-09-15Listed for sale$399,900

For Sale by Agent

AgentJerry Lamb
BrokerageColdwell Banker Martin Miller Lamb

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