See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

735 Cottage Ln, Greenwood, IN, 46143

2beds
2baths
1,243sqft
$244,900
$197price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

Welcome to 735 Cottage Lane, in the desirable neighborhood of Clearbrook Village! Enjoy the upscale feel of this Custom Built home on the Corner Lot with 2 Bedrooms, 2 Full Baths, Finished 2-Car Garage with considerable Attic Storage, a spacious Great Room, Cathedral Ceilings, Kitchen with all Appliances included. Separate Dining Area as well as an All-Seasons Sunroom or Office. The original owner had lived here since the home was built. New HVAC in 2018! Mechanicals and Irrigation systems have been Professionally Maintained since the home was new. New Windows installed by Paul's Glass on 7/16/26 in the Kitchen, Sunroom and Primary Suite! New Roof in 2015, New Garage Door in 2019. The Primary Suite includes a Full Bath with Tub, Shower and a Walk-In Closet with Closet Organizers. The 2nd Full Bath with Tub and Shower has a New Commode. The Spacious and Light 2nd Bedroom also includes Custom Closet touches. Additional storage space in the decked attic above the garage. Convenient access to Shopping, Schools and City Parks. Seller willing to provide $3,000 flooring allowance with an appropriate offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
7/10
Greenwood Middle SchoolGrades 6-80.3 mi
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Electric Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Features

  • Attic Access,Attic Pull Down Stairs,Cathedral Ceiling(s),High Speed Internet,Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Wood Work Stained
  • Attic: Access Only,Pull Down Stairs

Great Room

  • Level: Main
  • Area: 240
  • Dimensions: 20 x 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 1,243 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 10 x 17

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Office

  • Level: Main
  • Area: 80
  • Dimensions: 10 x 8

Property

Details

  • Parcel number: 410505032004001026
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Curbs,Sidewalks,Suburb

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$132$1,584
Property Taxes $296$3,552
Electricity $184$2,212
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 46143$149
Johnson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46143$154
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$239,900
2026-07-27Price change$244,900
2026-07-17Listed for sale$249,900
2026-04-28Listing removed$237,900
2026-04-28Listed for sale$237,900
2026-04-19Pending sale$237,900
2026-04-15Listed for sale$237,900
2025-12-09Listing removed$242,900
2025-11-25Price change$242,900
2025-10-24Price change$244,900
2025-10-10Listed for sale$250,000
2025-09-19Pending sale$250,000
2025-08-08Listed for sale$250,000

For Sale by Agent

AgentDouglas Alvey
BrokerageDoug Alvey Realty

Similar Homes