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765 Cottage Ln, Greenwood, IN, 46143

2beds
4baths
3,072sqft
$479,900
$156price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Exclusive 3,072 sq. ft all-brick home with unsurpassed quality throughout. The 3-car tandem garage, finished basement, beautiful all brick fireplace, vaulted ceilings, gourmet kitchen with top of the line appliances and main-level living make this truly a one-of-a-kind opportunity in Clearbrook Village. Custom and elegant touches blended with functionality. Stained glass features add to the elegance of this home. Private office with built in book shelves and cabinets. The primary bedroom features en-suite bathrooms with cherry vanities and large walk-in closets. Enjoy your morning coffee in the 3-season sun room. The finished basement offers supplemental enjoyment with family room, home theater, 2nd kitchen, two murphy beds, exercise room, full bathroom and storage. Outstanding garage with epoxy floors, white slat boards for hanging tools and a workshop area and storage. Enjoy your beautiful backyard oasis with professional landscaping, concrete patio and trex decking. Your perfect next home awaits.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
7/10
Greenwood Middle SchoolGrades 6-80.3 mi
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl/Raised
  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,072 sqft

Property

Details

  • Parcel number: 410505032006000026

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$258$3,096
Property Taxes $301$3,612
Electricity $281$3,379
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46143$148
Johnson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46143$154
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Listed for sale$479,900
2023-10-25Sold$395,000
2023-10-10Pending sale$389,900
2023-10-05Listed for sale$389,900
2015-10-26Sold$321,000
2015-10-14Pending sale$350,000
2015-09-22Listed for sale$350,000
2012-10-09Sold$300,000
2012-09-30Listed for sale$349,000
2012-09-13Pending sale$349,000
2012-09-06Listed for sale$349,000

For Sale by Owner

AgentProperty Owner

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