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1003 W Smith Valley Rd, Greenwood, IN, 46142

1beds
1baths
0sqft
$129,000
--price/sqft
$961/moest. monthly cost
$38,440/yrincome needed

About This Home

This 1 bed, 1 bath stone home sits on nearly half an acre. It is in close proximity to Greenwood schools, shopping, restaurants, and more. The home itself has an eat-in kitchen with appliances included and central air. The house also has it's own septic system. The concrete patio boasts a water view surrounded by mature trees.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
Greenwood Middle SchoolGrades 6-80.9 mi
6/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt
  • Construction materials: Stone Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Marble
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total structure area: 896

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 410506021016.002042
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Private,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.41 Acres
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$71$852
Property Taxes $54$648
Electricity $184$2,212
Total$961$11,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,948/yr
40% on housing$28,830/yr
45% on housing$25,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46142$127
Johnson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46142$164
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-30Listed for sale$160,000

For Sale by Agent

AgentBradley Ontrop
BrokerageBase Camp Country Real Estate

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