955 Graham St, Franklin, IN, 46131
About This Home
Completely remodeled and move-in ready, this beautifully updated home in Franklin offers the perfect blend of character, modern style, and convenience-all within walking distance to downtown shops, dining, and entertainment. With new sidewalks coming soon, your walk to downtown will be fresh, new, and full of convenience. Featuring a brand-new floor plan designed for today's lifestyle, this home includes 3 spacious bedrooms, 2 full baths, and over 1,000 square feet of thoughtfully updated living space. Inside, you'll find fresh finishes throughout with modern updates that give you the feel of a new home without the new construction price tag. The basement provides excellent storage space and added flexibility, while the detached garage and workshop are ideal for hobbies, projects, or extra storage needs. Step outside to enjoy the private backyard-perfect for relaxing, entertaining, or simply enjoying your own quiet retreat. Every detail has been updated, making this home truly turnkey and ready for its next owner. If you've been searching for a fully updated home close to downtown Franklin with space, function, and value, this one checks all the boxes. BRAND NEW IN 2025 & 2026: ROOF & DECKING, HVAC, FURNACE, & WATER HEATER. $3,000 APPLIANCE CREDIT!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1900
Materials
- Foundation: Block
- Construction materials: Aluminum Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: None,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Attic Access
- Window features: Wood Work Painted
- Attic: Access Only
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,024
- Total interior livable area: 2,024 sqft
Kitchen
- Level: Main
- Area: 154
- Dimensions: 14x11
Living Room
- Level: Main
- Area: 169
- Dimensions: 13x13
Master Bedroom
- Level: Main
- Area: 140
- Dimensions: 14x10
Property
Details
- Parcel number: 410814012017000009
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered
- Fencing: Fenced,Full
Lot
- Lot size: 9,147 sqft
- Features: Sidewalks,Street Lights,Mature Trees
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $153 | $1,836 |
| Electricity | $185 | $2,226 |
| Total | $1,682 | $20,184 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $259,000 |
| 2009-07-30 | Listing removed | $25,040 |
| 2009-06-27 | Listed for sale | $25,040 |
| 2009-06-22 | Sold | $64,701 |
| 2006-04-06 | Sold | $69,900 |
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