




227 E Jefferson St, Franklin, IN, 46131
About This Home
The timeless appeal and nostalgic charm of this classic mid-1800s American home are evident at every turn. From the richly detailed exterior trim and inviting covered front porch to the traditional vestibule, the home beautifully showcases its historic character. Soaring ceilings, finely crafted woodwork, elegant transom doorways, and leaded stained-glass windows evoke the warmth and craftsmanship of a forgone era while creating an atmosphere filled with endless character. Thoughtfully maintained and extensively updated, this residence seamlessly blends historic beauty with modern convenience. Over the last 10 years, major improvements include a new roof, updated electrical system, restored kitchen cabinetry with granite countertops, replacement of most plumbing, a new main sewer and water line, updated upper-level windows, and the addition of a new deck. Three years ago, the home received a complete HVAC system and new water heater. More recent enhancements include a newly constructed front porch, re-building of the main-level windows, a rebuilt front door, fresh exterior paint, updated landscaping, and re-graveled rear parking. Perfectly located within walking distance of all the shops, dining, and entertainment downtown Franklin has to offer, this exceptional property provides a rare opportunity to own a piece of history without sacrificing comfort or convenience. Don't miss your chance to make this remarkable home your own.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1800
Materials
- Foundation: Block
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Refrigerator,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Cellar
Bedroom2
- Level: Upper
- Area: 221
- Dimensions: 17x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 289
- Dimensions: 17x17
Features
- Double Vanity,High Ceilings,Hardwood Floors,High Speed Internet,Eat-in Kitchen
- Window features: Wood Work Painted
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 124
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,889
- Total interior livable area: 2,889 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 16x12
Living Room
- Level: Main
- Area: 240
- Dimensions: 16x15
Master Bedroom
- Level: Upper
- Area: 240
- Dimensions: 16x15
Property
Details
- Parcel number: 410814043089000009
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Breeze Way,Deck
Lot
- Lot size: 5,227 sqft
- Features: Sidewalks,Storm Sewer,Street Lights
Parking
- Parking features: Gravel,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,249 | $26,988 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $270 | $3,240 |
| Electricity | $264 | $3,177 |
| Total | $3,026 | $36,312 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $464,900 |
| 2026-02-26 | Price change | $469,900 |
| 2026-01-09 | Listed for sale | $475,000 |
| 2015-05-19 | Sold | $174,900 |
| 2015-04-13 | Pending sale | $174,900 |
| 2015-04-13 | Listed for sale | $174,900 |
| 2014-06-09 | Sold | $75,000 |
| 2014-03-05 | Listed for sale | $109,000 |
