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725 Lake Shore Rd, Franklin, IN, 46131

3beds
2baths
1,394sqft
$275,000
$197price/sqft
$1,875/moest. monthly cost
$75,000/yrincome needed

About This Home

Charming ranch in the heart of Franklin offering a comfortable, easy-living layout with 3 bedrooms and 2 full baths. The open floorplan creates a natural flow between living spaces, highlighted by a spacious great room with a cathedral ceiling that adds both character and an airy feel. The kitchen is designed for everyday living, featuring a breakfast area just off the kitchen-perfect for casual meals or morning coffee-and convenient access to the laundry room and attached garage, making daily routines simple and efficient. The split-bedroom layout provides added privacy, with the primary suite tucked away and offering a walk-in closet and private bath, while two additional bedrooms share a full hall bath on the opposite side of the home.All appliances remain, including the washer and dryer, making this home truly move-in ready. Step outside to a fully fenced backyard with a wood deck-perfect for relaxing evenings, pets, or entertaining. Located just minutes from Franklin Community High School, this home combines convenience, functionality, and a great location.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic Access,Cathedral Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen
  • Window features: Wood Work Stained
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 306
  • Dimensions: 18x17

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,394
  • Total interior livable area: 1,394 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 08x07

Master Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 410822041013000009
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 10,018 sqft
  • Features: Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$150$1,800
Property Taxes $151$1,812
Electricity $184$2,212
Total$1,875$22,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,285/yr
40% on housing$56,250/yr
45% on housing$50,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 46131$147
Johnson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46131$164
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$285,000
2017-06-23Sold$139,900

For Sale by Agent

AgentJamie Suchotzky
BrokerageRed Hot, REALTORS LLC

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