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806 Lydia Dr, Warsaw, IN, 46582

4beds
5baths
3,060sqft
$369,900
$121price/sqft
$2,605/moest. monthly cost
$104,200/yrincome needed

About This Home

Welcome to this beautiful 4 bedroom, potentially 5 bedroom, 5 bath home located in one of the most desirable neighborhoods in town, Patterson Place. The moment you pull into the driveway, you’ll feel right at home. This property is packed with features, including a main level laundry room, open concept kitchen and dining area, metal roof, and a spacious primary suite with double sink vanities. The finished basement offers even more space with a den, wet bar, living area, and half bath, making it perfect for entertaining or relaxing. Step outside and enjoy true summer paradise vibes while still living in town just under 5 minutes from the movie theater, grocery stores, schools, the YMCA, and more. The below ground pool and pool house, built in 2006, create the perfect setup for summer cookouts and gatherings. Situated on a beautiful corner lot, this home also offers a spacious two car garage. Major updates since 2020 include a standing seam metal roof with a 40 year warranty, Kinetico water softener and reverse osmosis system, Hayward Pool Shark cleaning robot, premium winter pool cover, kitchen upgrades including backsplash, oven, garbage disposal and faucet, premium front door, updated flooring, fresh paint, and more. You do not want to miss your chance to make this home yours. Schedule your showing today.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
8/10
Lakeview Middle SchoolGrades 7-81.7 mi
9/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Main
  • Area: 180

Features

  • Double Vanity,Stand Up Shower,Tub/Shower Combination
  • Window features: Window Treatments
  • Attic: Storage
  • Finished area below ground: 932
  • Finished area above ground: 2,128

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,192
  • Total interior livable area: 3,060 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 224

Office

  • Level: Basement
  • Area: 143

Property

Details

  • Parcel number: 431110400101.000032

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 105x161

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Utilities
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$156$1,872
Property Taxes $299$3,588
Electricity $280$3,366
Total$2,605$31,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,314/yr
40% on housing$78,150/yr
45% on housing$69,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 46582$140
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46582$153
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$379,900
2026-02-26Listed for sale$389,900
2022-09-16Sold$314,000
2022-08-17Pending sale$324,900
2022-08-17Contingent$324,900
2022-08-09Listed for sale$324,900
2022-08-05Listing removed$348,000
2022-07-06Price change$348,000
2022-06-10Listed for sale$357,500
2022-06-06Listing removed--
2022-05-13Listed for sale$350,000
2019-11-27Sold$225,000
2019-10-24Listed for sale$249,900

For Sale by Agent

AgentBerto Barrera
BrokerageRE/MAX Results

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