630 E Lakewood Ave, Warsaw, IN, 46580
About This Home
Enjoy the best of lakefront living in this charming 1-story home on beautiful Winona Lake! Offering 30 feet of frontage and a walk-out sandy beach just steps from your door. Featuring 2 bedrooms and 1 bath, this inviting home offers a comfortable layout with the living room opening directly into the kitchen, creating a welcoming space for family and friends. The sunroom is the perfect place to enjoy your morning coffee while taking in peaceful lake views throughout the seasons. With the potential to install your own pier - no pier included in this sale - you'll have easy access to boating, fishing, and all the recreational activities Winona Lake has to offer. The sale includes the refrigerator, electric range, and gas water heater. Whether you're looking for a weekend getaway, year-round residence, or investment opportunity, this waterfront property is full of potential in a highly desirable location. Additional Garage & Accessory Lots are also available for purchase.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Range,Gas Water Heater
Basement
- Basement: Crawl Space,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Carpet,Laminate
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 714
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 714
- Total interior livable area: 714 sqft
Kitchen
- Level: Main
- Area: 64
Living Room
- Level: Main
- Area: 252
Property
Details
- Parcel number: 431121100124.000031
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Private Beach,Walk to Lake Access,Lake Front,Ski Lake
- Waterbody name: Winona Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(30)
Lot
- Lot size: 3,049 sqft
- Features: 0-2.9999,Lake,Rural,Near College Campus
- Lot size dimensions: 30 X 105
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $504 | $6,048 |
| Electricity | $184 | $2,212 |
| Total | $3,212 | $38,544 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Listed for sale | $449,000 |
For Sale by Agent
View on Zillow