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729 E Main St, Warsaw, IN, 46580

2beds
1baths
1,136sqft
$184,900
$163price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

Recently updated home on Main st. in Warsaw on a full unfinished basement! All new interior plumbing (supply and drain). Wood floors have new high gloss coating. New cabinets, counters and appliances in the kitchen. New bathroom surround with shower/tub combo, fixtures, vanity, mirror and toilet. All new updated recessed lighting. Has a walk in attic and an egress window in the basement. Extra space/bedrooms could be made in either. All new electrical wiring and panel. All appliances are electric except the furnace is gas. Chain link fenced in backyard. The one car garage has a cement floor, walls are insulated and wrapped. A nicely updated starter or downsizing home close to most all Warsaw has to offer.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
8/10
Lakeview Middle SchoolGrades 7-80.4 mi
9/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Metal,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Cooktop,Electric Oven,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Tub/Shower Combination
  • Flooring: Hardwood,Laminate
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,272
  • Total interior livable area: 1,136 sqft

Property

Details

  • Parcel number: 431108200143.000032

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 7,405 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 56.5' x56.5'

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$104$1,248
Property Taxes $318$3,816
Electricity $184$2,212
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 46580$134
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46580$140
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$199,900
2012-10-25Sold$12,001
2009-07-19Listing removed$68,000
2009-03-14Listed for sale$68,000
2000-12-08Sold$63,900
1997-07-25Sold$53,800

For Sale by Agent

AgentTabitha Shelhart
BrokerageSolaris Real Estate LLC

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