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1047 E Smith St, Warsaw, IN, 46580

3beds
2baths
1,344sqft
$179,000
$133price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Well-maintained 3 bedroom, 2 bath home offering over 1,300 square feet in a highly convenient location. Situated directly across from the fairgrounds, you’ll enjoy easy access to events and activities throughout the year. Lakeview Middle School is just a block away, and Winona Lake is only a 3-minute drive from your doorstep. Inside, the spacious living room flows naturally into the kitchen, creating a comfortable space for everyday living. The kitchen includes all appliances and features a pass-through opening to the living room, making it easy to stay connected with family and guests while cooking. The dining area is conveniently located just off the kitchen. Down the hallway, you’ll find three bedrooms, including a primary suite with a private bathroom and dual closets. With its functional layout, desirable location, and move-in-ready appeal, this home offers the comfort and convenience many buyers are looking for. Schedule your private tour today! *Property taxes will be much lower with homestead exemption*

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
8/10
Lakeview Middle SchoolGrades 7-80.2 mi
9/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132

Features

  • Breakfast Bar,Vaulted Ceiling(s),Tub/Shower Combination,Main Level Bedroom Suite
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 308

Property

Details

  • Parcel number: 431109300021.000032

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,0-2.9999
  • Lot size dimensions: 70X112

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$101$1,212
Property Taxes $286$3,432
Electricity $184$2,212
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 46580$134
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46580$140
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$164,900
2026-08-05Price change$169,900
2026-07-31Price change$179,000
2026-07-17Listed for sale$187,900
2026-07-08Listing removed$194,900
2026-06-22Price change$194,900
2026-06-10Price change$204,900
2026-06-04Listed for sale$214,900
2022-05-01Listing removed--
2022-04-25Listed for rent$1,350
2021-02-27Listing removed--
2020-06-08Listing removed$1,095
2020-06-01Listed for rent$1,095
2019-09-12Listing removed$1,320
2019-08-01Listed for rent$1,320
2017-09-19Listing removed$1,650
2017-08-20Price change$1,650
2017-08-03Sold$99,000
2017-08-03Listed for rent$1,750
2017-06-24Listed for sale$109,000
2013-12-27Sold$55,000
2013-08-12Listed for sale$64,900
2013-05-24Listing removed$70,000
2013-03-25Listed for sale$70,000
2012-08-14Listing removed$68,500
2000-08-01Sold$53,000

For Sale by Agent

AgentBerto Barrera
BrokerageRE/MAX Results

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