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1409 E Center St, Warsaw, IN, 46580

4beds
1baths
1,408sqft
$165,000
$117price/sqft
$1,231/moest. monthly cost
$49,240/yrincome needed

About This Home

Step into comfort and convenience with this charming 4-bedroom, 1-bath home in the heart of Warsaw. Inside, you’ll find generously sized bedrooms, a formal dining room perfect for gatherings, and a large open kitchen that invites everything from weeknight dinners to weekend entertaining. The spacious yard offers plenty of room to relax, play, or garden, while the detached one-car garage adds everyday practicality. Ideally located close to shopping, dining, schools, and local amenities, this home blends space, function, and location into one welcoming address.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
8/10
Lakeview Middle SchoolGrades 7-80.5 mi
9/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 154

Features

  • Laminate Counters,Eat-in Kitchen,Main Level Bedroom Suite
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,554
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 431109300689.000032

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 8,712 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 66X132

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$93$1,116
Property Taxes $120$1,440
Electricity $184$2,212
Total$1,231$14,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,205/yr
40% on housing$36,930/yr
45% on housing$32,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 46580$134
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46580$140
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$170,000
2026-01-28Price change$173,500
2026-01-12Listed for sale$174,900
2024-04-22Sold$149,000
2024-04-22Pending sale$149,950
2024-03-13Price change$149,950
2024-01-07Price change$159,900
2023-11-17Price change$169,000
2023-10-29Price change$179,000
2023-10-06Listed for sale$179,900

For Sale by Agent

AgentMark Skibowski
BrokerageRe/Max Lakes

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