8865 S South Hill Dr, Silver Lake, IN, 46982
About This Home
This 3-BR 1 bath Cutie is perfect for the family wanting a small lake property to enjoy all year long! Tasteful decor, newer kitchen and bathroom, nice sized laundry area, enclosed front porch, large rear deck and super big lot with access to Hill Lake. Don't miss out on this cutie!!! 24 hour notice to show please - pets
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Roof: Asphalt,Metal
- Construction materials: Frame,Log Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Oven,Washer,Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Vinyl
- Finished area above ground: 1,030
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,030
- Total interior livable area: 1,030 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- Parcel number: 431425200116.000021
- Lease amount: 0
Features
- Stories: 1
- Has view: Yes
- View description: Street,Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Hill Lake
Lot
- Lot size: 0.28 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Drought
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $42 | $504 |
| Electricity | $184 | $2,212 |
| Total | $1,142 | $13,704 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $149,900 |
| 2026-07-16 | Price change | $155,000 |
| 2026-06-23 | Listed for sale | $164,500 |
| 2025-10-27 | Listing removed | $146,900 |
| 2025-09-23 | Price change | $146,900 |
| 2025-08-13 | Listed for sale | $149,900 |
| 2025-07-25 | Contingent | $149,900 |
| 2025-07-17 | Price change | $149,900 |
| 2025-06-24 | Listed for sale | $157,500 |
| 2023-05-26 | Sold | $95,000 |
| 2023-05-20 | Pending sale | $90,000 |
| 2023-05-11 | Price change | $90,000 |
| 2023-04-24 | Listed for sale | $80,000 |
| 2022-11-21 | Listing removed | -- |
| 2022-09-21 | Listed for sale | $75,000 |
| 1999-03-26 | Sold | $27,900 |
| 1995-11-29 | Sold | $13,000 |
View on Zillow