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106 N Clay St, Claypool, IN, 46510

2beds
1baths
1,068sqft
$135,000
$126price/sqft
$1,011/moest. monthly cost
$40,440/yrincome needed

About This Home

Welcome to the quaint town of Claypool. Just 10 minutes from Warsaw, this home is away from the hustle and bustle but still close enough to be convenient. This home features 2 bedrooms with a bonus room that is currently used as a 3rd bedroom, 1 bath and would make a great starter home or a great option if your looking to downsize. Some updates over the past few years (2023) include new windows, roof, flooring in kitchen, water heater and cabinetry. The beautiful flowering bushes around the home gives it that bit of color that makes it beautiful.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
6/10
Edgewood Middle SchoolGrades 7-86.8 mi
9/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Electric Oven,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 165

Features

  • Tub/Shower Combination
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,068

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,068 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 431517200013.000002
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 64x66

Parking

  • Parking features: Stone
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$112$1,344
Property Taxes $33$396
Electricity $184$2,212
Total$1,011$12,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,662/yr
40% on housing$30,330/yr
45% on housing$26,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 46510$100
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46510$111
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$133,000
2026-07-31Listed for sale$135,000
2024-06-18Sold$115,000
2024-06-14Pending sale$110,000
2024-04-24Listed for sale$110,000
2024-01-04Listing removed$115,000
2023-12-06Price change$115,000
2023-10-10Price change$124,900
2023-09-07Listed for sale$135,000
2023-01-20Sold$75,000
2020-03-27Listing removed$36,000
2020-03-10Listed for sale$36,000
2019-09-21Listing removed$42,000
2019-07-02Price change$42,000
2019-03-23Price change$47,500
2018-12-22Listed for sale$55,000

For Sale by Agent

AgentBrandi Blankenship
BrokerageHosler Realty Inc

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