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12967 N Eastshore Dr, Syracuse, IN, 46567

6beds
5baths
4,556sqft
$2,199,000
$483price/sqft
$13,554/moest. monthly cost
$542,160/yrincome needed

About This Home

The view will stop you. The space will impress you. The lifestyle will make you want to stay. Built in 2023 on 90’ of Syracuse Lake frontage, this exceptional waterfront home offers panoramic lake views, 6 bedrooms, 5 full baths, over 4,550 finished square feet and a location that lets you walk or golf cart into downtown Syracuse to enjoy restaurants, shopping and year-round community events. The open-concept main living area is filled with natural light and showcases breathtaking water views from the kitchen, dining area and great room. The beautifully appointed kitchen anchors the home with an oversized center island, quartz countertops, hidden walk-in pantry, custom cabinetry, a professional-style gas range and coffee bar—creating the perfect place for family and friends to gather after a day on the lake. Walls of windows frame Syracuse Lake throughout the main living area, keeping the water as the focal point from nearly every angle. A separate sitting room offers additional space to unwind, while the main level also includes a private guest suite w/ attached bath, additional bedroom, another full bath & a spacious laundry room, making it ideal for hosting family and overnight guests. Upstairs, the primary suite is truly exceptional. Wake to panoramic lake views before retreating to a spa-inspired ensuite featuring dual vanities, a freestanding soaking tub, oversized walk-in shower w/ multiple shower heads and a generous walk-in closet. Three more bedrooms, 2 full baths, spacious family room & separate game room provide options for entertaining, children or extended family. Luxury vinyl plank flooring, 2 tankless water heaters, generous storage & thoughtfully selected finishes reflect the quality found throughout the home. Outside, the level lakeside yard invites endless possibilities—from boating & paddleboarding to evenings gathered around the firepit beneath the stars. The next owner has the opportunity to design and complete the lakeside deck & outdoor living spaces, creating a custom waterfront retreat that perfectly complements this exceptional home. Newer waterfront homes of this size are exceptionally rare on Syracuse Lake. Combined with 90’ of frontage, expansive lake views, level lot and walkable in-town location, this is an opportunity to create a legacy property where family and friends will gather for years to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
7/10
Wawasee Middle SchoolGrades 6-83.4 mi
4/10
Wawasee High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec

Basement

  • Basement: Crawl Space,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 1

Family Room

  • Level: Upper
  • Area: 378

Features

  • Breakfast Bar,Ceiling-9+,Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Stand Up Shower,Main Level Bedroom Suite,Great Room,Custom Cabinetry
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 4,556

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,556
  • Total interior livable area: 4,556 sqft

Living Room

  • Level: Main
  • Area: 924

Property

Details

  • Parcel number: 430409400010.000025

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Level Bank,Pier/Dock,Lake Front,Ski Lake
  • Waterbody name: Syracuse Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(90)

Lot

  • Lot size: 0.46 Acres
  • Features: Level,Lake,Near Walking Trail
  • Lot size dimensions: 90X224.2

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$1,222$14,664
Property Taxes $796$9,552
Electricity $417$5,011
Total$13,554$162,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$464,708/yr
40% on housing$406,620/yr
45% on housing$361,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 46567$316
Kosciusko County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 46567$194
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$2,199,000
2026-01-11Listing removed$1,799,000
2025-07-11Listed for sale$1,799,000

For Sale by Agent

AgentAngela Racolta
BrokerageEncore Sotheby's International Realty

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