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205 E Spring St, Etna Green, IN, 46524

3beds
2baths
1,527sqft
$224,900
$147price/sqft
$1,631/moest. monthly cost
$65,240/yrincome needed

About This Home

Note: Contingent Offer Accepted (subject to the sale of the buyer’s home with a 72 hour notice to remove contingency). Make your offer count! ENDLESS POSSIBILITIES! Situated on approximately 5 acres at the edge of the town limits of Etna Green, this property offers the perfect combination of privacy, wooded surroundings, trails, and plenty of room for outbuildings, recreation, or future expansion. There is truly room to grow! Significant updates have already been completed—simply add your personal finishing touches to make this your own Home Sweet Home. The 1,293 sq. ft. main level features numerous improvements, including updates to the kitchen, living room, laundry room, primary bedroom, and both full bathrooms. Plus additional living space upstairs! You’ll find a finished 13’ × 13’ bedroom, along with two partially finished rooms measuring approximately 24’ × 16’ and 9’ × 14’, offering excellent potential for additional bedrooms, a home office, hobby space, or bonus room. Additional improvements include Updated HVAC system, 200-amp electrical service, Several replacement windows. Come see for yourself the exceptional value and opportunity this property has to offer! [Note: Please allow 48 hours for response to all offers. All offers must include either proof of funds or a mortgage pre-approval letter. Property is being sold AS IS.]

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Triton Elementary SchoolGrades PK-63.8 mi
6/10
Triton Jr-Sr High SchoolGrades 7-123.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Cellar,Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Laminate Counters,Eat-in Kitchen,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,527

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,761
  • Total interior livable area: 1,527 sqft

Kitchen

  • Level: Main
  • Area: 299

Living Room

  • Level: Main
  • Area: 384

Property

Details

  • Parcel number: 430527200558.000004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed

Lot

  • Lot size: 5 Acres
  • Features: Many Trees,Few Trees,Rolling Slope,3-5.9999,City/Town/Suburb

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$222$2,664
Property Taxes $88$1,056
Electricity $184$2,212
Total$1,631$19,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,920/yr
40% on housing$48,930/yr
45% on housing$43,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 46524$87
Kosciusko County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 46524$132
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$224,900

For Sale by Agent

AgentKimberly A Haneline-Patmore
BrokerageCENTURY 21 Bradley Realty, Inc

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