25 Ems W16a Ln, North Webster, IN, 46555
About This Home
SKI on 653 acre ALL-SPORTS WEBSTER LAKE! Beautiful and recently completely remodelled Canal Front home! This 2 bedroom, 2 full bathroom home has been updated over the years with a long list of improvements. In 2016, a room addition was completed on the water side, along with upstairs dormers making a huge, 285 square foot upstairs bedroom with balcony looking out to the water, and its own second full bathroom. Metal roof new in '16. Additional updates include a new heat pump and A C in 2023, updated wiring, new PEX plumbing throughout, and excellent R25 insulation for efficiency. A large wood deck was added in 2020 with stairs leading down to the channel, with custom made aluminum gating. Concrete sea wall is approximately 3 years old. LISTED AT APPRAISED VALUE. APPRAISAL AND INSPECTION REPORT ATTACHED. BOTH WERE COMPLETED IN MARCH '26.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater
Basement
- Basement: None
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Area: 72
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,384
Heating & Cooling
- Heating features: Electric,Baseboard,Forced Air,Heat Pump,Wall Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 1,384
- Total interior livable area: 1,384 sqft
Kitchen
- Level: Main
- Area: 81
Living Room
- Level: Main
- Area: 242
Property
Details
- Parcel number: 430812300137.000023
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Waterfront-High Bank,Canal Front,Ski Lake,Lake
- Waterbody name: Webster Lake
- Frontage length: Channel/Canal Frontage(23),Water Frontage(23)
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: ~55 x ~100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $65 | $780 |
| Electricity | $184 | $2,212 |
| Total | $1,671 | $20,052 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $299,000 |
| 2026-03-23 | Listing removed | -- |
| 2026-03-02 | Pending sale | $249,000 |
| 2026-02-27 | Listed for sale | $249,000 |
| 2025-11-24 | Listing removed | -- |
| 2025-10-13 | Listed for sale | $349,900 |
| 2025-10-13 | Listing removed | $369,900 |
| 2025-08-20 | Price change | $369,900 |
| 2025-06-12 | Price change | $374,900 |
| 2025-05-03 | Listed for sale | $379,900 |
| 2015-10-02 | Sold | $45,000 |
| 2015-09-12 | Listed for sale | $59,900 |
| 2014-03-01 | Listing removed | $59,900 |
| 2013-10-01 | Price change | $59,900 |
| 2013-06-28 | Listed for sale | $63,000 |
| 2011-02-04 | Sold | $37,900 |
| 2011-01-11 | Price change | $37,900 |
| 2010-12-14 | Price change | $42,900 |
| 2010-11-11 | Price change | $49,900 |
| 2010-11-03 | Price change | $54,900 |
| 2010-08-26 | Price change | $56,900 |
| 2010-07-20 | Price change | $59,900 |
| 2010-06-26 | Price change | $67,900 |
| 2010-05-29 | Price change | $74,900 |
| 2010-04-24 | Listed for sale | $89,900 |
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