218 Ems B60 Ln, Warsaw, IN, 46582
About This Home
Check out this lakefront beauty! The setting is amazing with a 1/3-acre double lot ON THE WATER with 130' of water seawall frontage! Flat land too which makes lake life more fun and easier. And a second house could be added. For now, there's a full-size RV parking pad already in place. UPDATES -- The cozy house has been modernized by the sellers with shiplap walls, all new ceilings, recessed lights, a beverage cooler, landscaping and a new door to the sunroom. Also has new well & jet pumps! FEATURES include the roof being only 4 years old, updated electrical, a gorgeous bathroom, efficient heating & cooling and loads of natural light from all of the windows. Outside is where the magic really happens with the large concrete patio off the sunroom and the huge firepit by the water's edge -- both are treasures. There are 7 inter-connected natural lakes with just the right lake vibes all around! No HOA. Great opportunity at the perfect time of year to pounce and enjoy for all of Summer 2026!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Ranch,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Gas Oven,Refrigerator,Washer,Water Softener Owned,Wine Cooler
Bedroom2
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 90
- Dimensions: 10x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 35
- Dimensions: 7x5
Features
- Attic Access,Ceiling Fan(s),High Speed Internet
- Attic: Access Only
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 704
- Total interior livable area: 704 sqft
Kitchen
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 91
- Dimensions: 13x7
Master Bedroom
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 110
- Dimensions: 11x10
Sun Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 15x8
Property
Details
- Parcel number: 430821200687000023
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Glass Enclosed,Patio
- Exterior features: Fire Pit
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front,Seawall,Waterfront
Lot
- Lot size: 0.34 Acres
- Features: Mature Trees
Parking
- Parking features: Guest,RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,706 | $20,472 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $216 | $2,592 |
| Electricity | $184 | $2,212 |
| Total | $2,248 | $26,976 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $375,000 |
| 2025-10-10 | Listing removed | $389,900 |
| 2025-08-29 | Listed for sale | $389,900 |
| 2024-08-22 | Sold | $315,000 |
| 2024-06-25 | Price change | $265,000 |
| 2024-06-13 | Price change | $275,000 |
| 2024-02-04 | Listed for sale | $340,000 |
| 2023-11-30 | Listing removed | $275,000 |
| 2023-10-11 | Price change | $275,000 |
| 2023-08-31 | Listed for sale | $340,000 |
| 2023-06-01 | Listing removed | -- |
| 2023-02-17 | Listed for sale | $360,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-10-01 | Listing removed | $168,000 |
| 2020-07-03 | Price change | $168,000 |
| 2020-06-16 | Price change | $175,000 |
| 2020-03-25 | Listed for sale | $190,000 |
| 2019-10-27 | Listing removed | $170,000 |
| 2019-07-01 | Price change | $170,000 |
| 2019-06-18 | Price change | $180,000 |
| 2019-05-30 | Price change | $190,000 |
| 2019-05-19 | Listed for sale | $210,000 |
View on Zillow