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14 Ems T41 Ln, Leesburg, IN, 46538

3beds
2baths
1,844sqft
$368,000
$200price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Turnkey Home located a stone's throw away from Lake Tippecanoe which is visually appealing from the spacious outside deck. Guarnteed Lake access is via a boat slip at Tippecanoe Boat Company..2 minutes from home. Many upgrades including: interior remodel main bedroom spacious walk-in closet, master bath makeover including but not limited to vanity mirror cabinets and Kohler advanced smart toilet, new appliances, water heater, and water conditioning system. New roof less than two years old. Upgraded landscaping and heated spacious garage plus much more makes this 3 bedroom 2 bathroom home a must see to appreciate.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Wawasee Middle SchoolGrades 6-84.4 mi
4/10
Wawasee High SchoolGrades PK,9-126.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Freezer,Gas Oven,Gas Range,Water Filtration System,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Beamed Ceilings,Vaulted Ceiling(s),Laminate Counters,Kitchen Island,Natural Woodwork,Open Floorplan,Pantry,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Bidet
  • Door features: Pocket Doors
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Carpet,Vinyl,Stone
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,844

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 1,844 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 430807200145.000023
  • Zoning: R1
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Level,Lake,Rural,Landscaped,Near Walking Trail
  • Lot size dimensions: 120X80

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Heated Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$202$2,424
Property Taxes $150$1,800
Electricity $184$2,212
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 46538$200
Kosciusko County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 46538$190
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$389,000
2026-02-18Price change$396,000
2025-11-18Listed for sale$404,000
2025-09-27Listing removed$412,200
2025-09-15Price change$412,200
2025-07-05Price change$416,200
2025-05-12Price change$418,000
2025-03-26Listed for sale$419,500
2025-02-28Listing removed$414,500
2025-01-07Listed for sale$414,500
2024-11-30Listing removed$414,500
2024-10-24Listed for sale$414,500
2022-12-21Sold$339,000
2022-12-02Pending sale$354,900
2022-10-14Price change$354,900
2022-10-03Listed for sale$364,900
2013-08-09Sold$172,000
2013-06-11Listed for sale$174,000

For Sale by Agent

AgentJoshua Vida
BrokerageParadigm Realty Solutions

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