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4350 S 895 E, Wolcottville, IN, 46795

2beds
2baths
1,128sqft
$244,000
$216price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

The name of the lake says it all! PRETTY LAKE! You don't want to miss the opportunity to own a lake home on one of the most pristine fishing lakes in LaGrange County. This home is nestled on a large, wooded lot and offers an oversized 2 car garage with an updated roof in the last 4 years. There is an extra bonus room off the back of the garage that is great for storage or a playroom. As soon as you step into the home the first thing you will notice is the beautiful panoramic view of the lake from the Family Room. This view is beautiful with every season of the year. The home features 2 bedrooms plus a den that could be used as a bedroom plus 2 full baths with one of the baths having a stand-up shower and washer and dryer. Summer evenings are a perfect time to sit on the deck and read your favorite book and get to know your lake neighbors as they walk by. Partial basement with newer furnace and is great storage for all the lake toys This home has an easement to the lake with pier access across the road and it is just a hop, skip and jump away. Pretty Lake association offers many fun activities thru the year, and the Club House is just around the corner and up the hill. Move in just in time to still enjoy lake living. Home is being sold in AS IS condition.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Cooktop,Oven-Built-In,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 72

Family Room

  • Level: Main
  • Area: 247

Features

  • Ceiling Fan(s),Stand Up Shower,Formal Dining Room
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,128

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,816
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Main
  • Area: 72

Living Room

  • Level: Main
  • Area: 260

Office

  • Level: Main
  • Area: 36

Property

Details

  • Parcel number: 440916200010.002013

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Walk to Lake Access,Non Ski Lake,Lake
  • Waterbody name: Pretty Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(25)

Lot

  • Lot size: 0.37 Acres
  • Features: Few Trees,Lake

Parking

  • Total spaces: 2
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$129$1,548
Property Taxes $158$1,896
Electricity $184$2,212
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$171
LaGrange County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-03Price change$289,000
2025-07-16Listed for sale$299,000

For Sale by Agent

AgentTerri L Deming
BrokerageWeichert Realtors - Hoosier Heartland

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