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5765 S 980 E, Wolcottville, IN, 46795

4beds
2baths
2,800sqft
$375,000
$134price/sqft
$2,444/moest. monthly cost
$97,760/yrincome needed

About This Home

**ALL OFFERS WELCOME ~ MUST SELL**Beautifully updated nearly 3000 sqft Lakehouse overlooking Big Long Lake! Deeded lake access with an included private pier & boat lift allows for amazing days on the lake while away from your Lake Retreat. Under the NEW metal roof find a walk-out main level lined with luxury vinyl plank flooring and comprised of an eat-in Kitchen, dedicated Dining Area, a completely remodeled Full Bathroom with spa finishes, and the first of the Homes two large Living Areas - anchored by a fireplace surrounded by built-ins. The Upper Level of the Lakehouse features a Family Room & the adjacent elevated deck both of which offer stunning views of Big Long Lake, 3 spacious Guestrooms, and an elite Primary Suite featuring a vaulted beamed ceiling, gas log fireplace, hot tub-ready private deck with 220 AMP service, full wall of cedar closets, and the attached en suite. The Home features a multitude of mechanical & cosmetic updates only rivaled by the picturesque water views & sounds of nature. Schedule your tour Today & begin making plans to soak up the sun this summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer-Gas,Gas Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 285

Family Room

  • Level: Upper
  • Area: 330

Features

  • 1st Bdrm En Suite,Breakfast Bar,Bookcases,Ceiling Fan(s),Vaulted Ceiling(s),Cedar Closet(s),Eat-in Kitchen,Open Floorplan
  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Two
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 330

Property

Details

  • Parcel number: 440922400000.061013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Access to Ski Lake,Lake
  • Waterbody name: Big Long Lake
  • Frontage length: Water Frontage(0)

Lot

  • Lot size: 9,583 sqft
  • Features: Lake
  • Lot size dimensions: 92x97x114x87

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$199$2,388
Property Taxes $93$1,116
Electricity $256$3,080
Total$2,444$29,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,794/yr
40% on housing$73,320/yr
45% on housing$65,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$170
LaGrange County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$375,000
2026-06-19Listed for sale$375,000
2026-06-19Listing removed$399,900
2026-05-29Listed for sale$399,900
2013-03-28Sold$131,000
2013-03-09Price change$144,500
2012-06-02Listed for sale$174,500

For Sale by Agent

AgentIan Barnhart
BrokerageColdwell Banker Real Estate Gr

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