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604 Vine St, Lagrange, IN, 46761

4beds
2baths
1,584sqft
$349,000
$220price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

This well maintained and welcoming historic home in LaGrange is the perfect sanctuary for your growing family, offering a rare blend of country privacy and in-town convenience on a lush one acre lot. You will love the warmth of the original cherry front door and rich trim throughout the home, especially the beautiful cherry accent wall in the family room that creates a cozy space for game nights and holiday gatherings. The flexible layout includes a convenient main-level bedroom and bathroom with a walk-in shower plus three more bedrooms upstairs to give everyone a generous space. Outside is a true paradise where kids can play safely behind the new privacy vinyl fencing while you relax in the hot tub and under the lighted pergola or enjoy the breeze in the three-season sunroom. The towering Douglas fir trees that line the grounds, and the paved roundabout driveway provides plenty of safe space for a playground, bikes and scooters. With a two-car detached garage featuring an extra playroom or workshop plus three additional carport spaces for all your vehicles and toys, this home offers the lifestyle that every family dreams of finding.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
Lakeland Primary SchoolGrades K-20.7 mi
3/10
Lakeland High SchoolGrades 7-121.2 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Main
  • Area: 180

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,584 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 440730100000.040002

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1 Acres
  • Features: Sloped
  • Lot size dimensions: 130x330

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$184$2,208
Property Taxes $183$2,196
Electricity $184$2,212
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 46761$179
LaGrange County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 46761
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$369,000
2026-04-08Listed for sale$385,000

For Sale by Agent

AgentJohn Wainwright
BrokerageLewis & Lambright Inc

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