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2205 E 770 S, Wolcottville, IN, 46795

3beds
2baths
1,100sqft
$239,900
$218price/sqft
$1,689/moest. monthly cost
$67,560/yrincome needed

About This Home

80 ft of Waterfrontage on Witmer Lake & 4 other lakes to enjoy with 680 acres total in the Indian Chain in this recently remodeled lake home. Enjoy the highly desirable Indian Chain—perfect for boating, fishing, swimming, and year-round recreation. Discover peaceful Lake living with this beautifully updated 2 bed, 2 bath home offering 80 feet sea walled channel frontage on a spacious .33-acre double lot. This versatile property works as a full-time residence, a weekend getaway, or a strong investment opportunity. Recent renovations make it truly move-in ready, including new flooring, drywall, updated vinyl windows, doors, stylish kitchen with soft-close white cabinetry, modern fixtures, brand-new stainless-steel appliances, and fresh bathroom fixtures. Professionally reinforced structure featuring a durable metal roof, SmartSide siding, new front deck, and an insulated brick skirting. Outdoors, you’ll love the privacy and natural views. The two included lots overlook a wooded area and provide plenty of parking, a storage shed, and a concrete seawall along the waterfront. According to the seller, the channel was recently dredged to approximately 5 feet, making it ideal for easy boat access. A renovated lake home with this much frontage, this much land, and access to five lakes is a rare find—especially at this price. Step into lake life with ease and start enjoying the serenity that comes with it, hours long boat rides, enjoying the sand bars, park at Dallas Lake Beach, or boat to get gas and eat on the deck at Coody Browns. Property also includes RV electric & sewer hookup **

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Lakeland Primary SchoolGrades K-27.9 mi
4/10
Lakeland High SchoolGrades 7-128.7 mi
5/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal,Wood
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Washer/Dryer Stacked,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 140

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main
  • Area: 230

Living Room

  • Level: Main
  • Area: 121

Office

  • Level: Main

Property

Details

  • Parcel number: 441033300030.035010

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake,Deck on Waterfront,Boat Docking Rights,Canal Front,Ski Lake
  • Waterbody name: Witmer Lake
  • Frontage length: Channel/Canal Frontage(80),Water Frontage(80)

Lot

  • Lot size: 0.33 Acres
  • Features: Lake
  • Lot size dimensions: 150x127.75x80x118

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$127$1,524
Property Taxes $165$1,980
Electricity $184$2,212
Total$1,689$20,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,908/yr
40% on housing$50,670/yr
45% on housing$45,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 46795$171
LaGrange County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46795
LaGrange County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$239,900
2026-05-27Price change$244,900
2026-05-06Price change$249,900
2026-03-26Price change$254,900
2026-02-22Listed for sale$259,900
2026-01-08Listing removed$259,900
2025-10-28Price change$259,900
2025-10-07Listed for sale$265,000
2025-10-01Listing removed$265,000
2025-07-17Price change$265,000
2025-06-30Price change$289,000
2025-05-21Price change$299,000
2025-03-24Listed for sale$319,000
2025-03-20Listing removed--
2025-01-06Listed for sale$319,000

For Sale by Agent

AgentNoel C Frost
BrokerageColdwell Banker Real Estate Gr

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