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485 Boyd Cir, Michigan City, IN, 46360

3beds
3baths
3,338sqft
$375,000
$112price/sqft
$2,719/moest. monthly cost
$108,760/yrincome needed

About This Home

Space, functionality, and flexibility come together in this expansive ranch home situated on a beautifully landscaped corner lot. The main level offers 3 bedrooms, 2 baths, spacious living areas, hardwood flooring, and a large kitchen with abundant cabinet space designed for both everyday living and entertaining. A striking stone fireplace creates a warm focal point in the main living area while natural light flows throughout the home. The partially finished basement expands the possibilities with 2 additional bedrooms and a full bath, offering ideal space for related living, guests, a home office, workout area, or recreation space. Outside, enjoy a fenced yard, mature landscaping, and the convenience of an attached 2 car garage. With its versatile layout and generous amount of living space, this home stands out from the typical ranch offerings on the market.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
3/10
Barker Middle SchoolGrades 7-81.1 mi
3/10
Michigan City High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Dishwasher
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Partially Finished

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11.0 x 9.0

Features

  • High Ceilings,Recessed Lighting
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,669

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 3,338
  • Total interior livable area: 3,338 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 16.0 x 10.0

Living Room

  • Level: Main
  • Area: 2185
  • Dimensions: 19.0 x 115.0

Primary Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Property

Details

  • Parcel number: 460504178001000009
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.29 Acres
  • Features: Back Yard,Private,Landscaped,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$252$3,024
Property Taxes $266$3,192
Electricity $305$3,671
Total$2,719$32,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,222/yr
40% on housing$81,570/yr
45% on housing$72,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$175
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$375,000
2026-05-18Listed for sale$395,000
2021-08-25Sold$245,000
2016-05-04Sold$137,500
2016-03-14Pending sale$142,500
2016-01-25Price change$142,500
2015-11-19Price change$147,500
2015-11-03Listed for sale$149,900

For Sale by Agent

AgentHeather Conley
Brokerage@properties/Christie's Intl RE

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