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97 Arney Dr, Walkerton, IN, 46574

3beds
1baths
1,100sqft
$245,900
$224price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Chalet style Fish Lake cottage with over 140 feet of no-wake lake frontage offers more than a seasonal escape or year round residence -- it's a place where memories take root, children laugh, and fishermen find their favorite spot. Loved by the same family for decades, this groovy retreat is ready for another family to create their own magical memories. Fish Lake is known as a fisherman's paradise, offering peaceful waters and quiet mornings that feel like a gift. Set on over a half acre with a detached two car garage, the home features 3 bedrooms, 1 full bath, a spacious window wrapped living room, and a charming kitchen. Enjoy the sweet summer breeze from the lakeside deck or sip your morning coffee from the Juliet balcony with serene views. Storage is plentiful throughout, and the property is being sold turn key -- just bring your swimsuit and start living the lake life. PLEASE SCHEDULE IN CST!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Laporte Middle SchoolGrades 7-88.8 mi
4/10
Laporte High SchoolGrades PK-129.5 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 128.4
  • Dimensions: 12.0 x 10.7

Bedroom3

  • Level: Upper
  • Area: 128.52
  • Dimensions: 11.9 x 10.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s)
  • Finished area above ground: 1,100

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main
  • Area: 140.25
  • Dimensions: 16.5 x 8.5

Living Room

  • Level: Main
  • Area: 279.6
  • Dimensions: 12.0 x 23.3

Primary Bedroom

  • Level: Main
  • Area: 116.82
  • Dimensions: 9.9 x 11.8

Property

Details

  • Parcel number: 461217426015000055
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.55 Acres
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$172$2,064
Property Taxes $388$4,656
Electricity $184$2,212
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 46574$108
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46574$163
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$245,900
2026-07-20Listed for sale$245,900

For Sale by Agent

AgentLaura Konieczny
BrokerageREMAX County Wide 1st

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