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249 Shoreland Dr, Michigan City, IN, 46360

2beds
2baths
1,705sqft
$299,000
$175price/sqft
$2,137/moest. monthly cost
$85,480/yrincome needed

About This Home

Great opportunity at 249 Shoreland Dr. to own in the desirable Sheridan Beach community! This 2 bedroom, 1 and 3/4 bath home features a walk-out basement and is ready for your vision and updates. Whether you're looking for an investment property, renovation project, or a place to make your own, the potential is here. Enjoy private beach access to Lake Michigan along with nearby parks, shopping, dining, and convenient access to major highways. A prime location with endless possibilities, book your showing today! Selling home in as is condition.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
Michigan City High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 102.18
  • Dimensions: 12.6 x 8.11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 79.05
  • Dimensions: 8.5 x 9.3

Family Room

  • Level: Main
  • Area: 74.26
  • Dimensions: 7.9 x 9.4

Features

  • Other
  • Number of fireplaces: 2
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,005

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,705
  • Total interior livable area: 1,705 sqft

Kitchen

  • Level: Main
  • Area: 75.24
  • Dimensions: 9.9 x 7.6

Living Room

  • Level: Main
  • Area: 223.1
  • Dimensions: 11.5 x 19.4

Other

  • Level: Basement
  • Area: 300.54
  • Dimensions: 14.11 x 21.3

Primary Bedroom

  • Level: Main
  • Area: 141.45
  • Dimensions: 12.3 x 11.5

Property

Details

  • Parcel number: 460113104020000022
  • Special condition: Agent Owned

Features

  • Levels: One
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 8,372 sqft
  • Features: Back Yard

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$201$2,412
Property Taxes $241$2,892
Electricity $184$2,212
Total$2,137$25,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,268/yr
40% on housing$64,110/yr
45% on housing$56,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$175
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$299,000
2026-04-30Sold$120,055

For Sale by Agent

AgentStacy Carney
BrokerageProperty Management of NWI, LL

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