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714 E 10th St, Michigan City, IN, 46360

4beds
2baths
1,680sqft
$134,999
$80price/sqft
$1,140/moest. monthly cost
$45,600/yrincome needed

About This Home

Beautifully Updated Home in Michigan City - Move-In Ready! Welcome to 714 E 10th Street in Michigan City -- a beautifully updated home offering comfort, style, and modern upgrades throughout. This charming property has been thoughtfully renovated and is ready for its next owner to move right in and enjoy. Inside, you'll find spacious living areas filled with natural light, updated flooring, and modern finishes that create a warm and inviting atmosphere. The functional layout provides a comfortable flow perfect for everyday living, entertaining guests, or investment opportunities. Recent improvements give this home a fresh, modern feel while maintaining its character and charm. Whether you're looking for a turnkey investment property, or searching for a comfortable place to call home, this property checks all the boxes. Conveniently located near shopping, dining, schools, and local amenities, 714 E 10th Street offers both value and convenience in a growing area. Don't miss this opportunity -- schedule your showing today

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
5/10
3/10
Michigan City High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedroom2

  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom4

  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 120
  • Dimensions: 12.0 x 10.0

Dining Room

  • Area: 120
  • Dimensions: 12.0 x 10.0

Features

  • Eat-in Kitchen
  • Finished area above ground: 1,680

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Area: 120
  • Dimensions: 10.0 x 12.0

Living Room

  • Area: 288
  • Dimensions: 24.0 x 12.0

Primary Bedroom

  • Area: 150
  • Dimensions: 15.0 x 10.0

Property

Details

  • Parcel number: 460128312014000022
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,388 sqft
  • Features: Back Yard

Parking

  • Parking features: Additional Parking,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$91$1,092
Property Taxes $183$2,196
Electricity $184$2,212
Total$1,140$13,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,085/yr
40% on housing$34,200/yr
45% on housing$30,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$176
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-18Listing removed$1,495
2026-05-15Listed for sale$134,999
2026-05-04Price change$1,495
2026-04-06Listed for rent$1,695
2026-03-18Listing removed$1,695
2026-02-20Price change$1,695
2026-02-11Listing removed$149,000
2026-02-06Listed for rent$1,850
2025-10-24Listing removed$1,850
2025-10-03Listed for rent$1,850
2025-07-19Listed for sale$149,000
2025-07-18Listing removed$149,999
2025-04-21Listed for sale$149,999
2025-04-08Listing removed$149,000
2025-01-19Price change$149,000
2025-01-13Price change$139,000
2024-04-22Listed for sale$149,000
2023-08-29Sold$49,000
2023-08-24Contingent$65,000
2023-07-29Price change$65,000
2023-05-11Listed for sale$70,000

For Sale by Agent

AgentJavina Bell-Lyles
BrokerageColdwell Banker Realty

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