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408 York St, Michigan City, IN, 46360

3beds
1baths
1,464sqft
$164,900
$113price/sqft
$1,401/moest. monthly cost
$56,040/yrincome needed

About This Home

Prime Michigan City Location! Welcome to **408 York Street,** ideally situated in one of Michigan City's fastest-growing areas. This well-maintained home offers an outstanding opportunity for a first-time homebuyer, those looking for a vacation retreat, or anyone seeking to enjoy all that this vibrant community has to offer. Conveniently located just moments from the South Shore Line train station, the exciting 11th & Franklin mixed-use development, Washington Park Beach, Blue Chip Casino, downtown Michigan City, restaurants, shopping, and entertainment, you'll appreciate having some of the city's most popular destinations just minutes away. The home features **updated siding**, and **some of the windows have been updated**, offering added value and curb appeal. Inside, you'll find a comfortable layout that's ready for your personal touches. With its exceptional location, convenient commuter access, and close proximity to Lake Michigan's beaches, dining, and entertainment, **408 York Street** presents an excellent opportunity to own in one of Michigan City's most desirable and growing areas. Schedule your private showing today!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Marsh Elementary SchoolGrades K-60.4 mi
5/10
3/10
Michigan City High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 11.0 x 14.0

Bedroom3

  • Level: Main
  • Area: 96
  • Dimensions: 12.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Features

  • Ceiling Fan(s),Pantry,High Ceilings,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,464

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 12.0 x 17.0

Primary Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13.0 x 12.0

Sunroom

  • Level: Main
  • Area: 84
  • Dimensions: 14.0 x 6.0

Property

Details

  • Parcel number: 460128353001000022
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,922 sqft
  • Features: Back Yard

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$111$1,332
Property Taxes $273$3,276
Electricity $184$2,212
Total$1,401$16,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,034/yr
40% on housing$42,030/yr
45% on housing$37,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$175
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$164,900
2026-07-15Listed for sale$179,900
2003-12-02Sold$21,000

For Sale by Agent

AgentJared Jeffries
Brokerage@properties/Christie's Intl RE

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