205 Grace St, Michigan City, IN, 46360
About This Home
Sunny, spacious & bright ranch with finished Basement on 2 lots -terrific 3 car garage-Beautiful Kitchen-Great floorplan-- This one is a MUST SEE! Two Bedrooms plus a Main Level Flex Room that can function as an Office/non-conforming 3rd Bedroom/Storage/Media/Craft/Playroom. Huge Primary Bedroom with his & her mirrored door closets, plenty of room for a fitness/reading area, gorgeous views via wall of windows. Kitchen with granite counters, glass & stone mosaic backsplash, kitchen island. Updated full bathroom on main level. Large Living Room & Family Room both feature decorative gas fireplaces. Lighted ceiling fans in most rooms & hardwood flooring on majority of the main level. Freshly painted interior. Oversized fully fenced in yard - super private with mature trees, screened in porch off the garage. This 3 car garage (35 ft x 22 ft) features a 20 foot wide workbench, 14 foot ceiling, & multiple electrical outlets-Ready for Projects! Additional parking for up to 9 cars in area in front of garage + driveway. This impressive home also features a Basement with Rec Room, Workshop Room, Laundry/Utility Storage Room and a full Bathroom. New washer in 2024, new A/C motor in 2022. Sold AS IS- ready for new owners! Close to downtown Michigan City, South Shore train station, short drive to Washington Park Beach, Zoo, local parks, walk to local restaurants & popular brewery. Schedule a showing today before it's gone!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Washer,Range Hood,Refrigerator,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher,Dryer
- Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Storage Space,Finished
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10.0 x 10.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Main
- Area: 294
- Dimensions: 21.0 x 14.0
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Recessed Lighting,Kitchen Island,His and Hers Closets,Granite Counters
- Window features: Blinds
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room,Gas Log,Gas
- Fireplace: Yes
- Finished area above ground: 1,388
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,588
- Total interior livable area: 2,588 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11.0 x 11.0
Laundry
- Level: Basement
- Area: 187
- Dimensions: 17.0 x 11.0
Living Room
- Level: Main
- Area: 252
- Dimensions: 21.0 x 12.0
Office
- Level: Main
- Area: 80
- Dimensions: 10.0 x 8.0
Other
- Level: Basement
- Area: 297
- Dimensions: 27.0 x 11.0
Primary Bedroom
- Level: Main
- Area: 294
- Dimensions: 21.0 x 14.0
Workshop
- Level: Basement
- Area: 176
- Dimensions: 22.0 x 8.0
Property
Details
- Parcel number: 460128479005000022, 460128479034000022
- Special condition: None
Features
- Levels: One
- Pool features: None
- Patio & porch: Enclosed,Screened,Rear Porch,Porch
- Exterior features: Private Yard
- Has spa: Yes
- Spa features: Bath
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Lot size: 0.40 Acres
- Features: Rectangular Lot
Parking
- Total spaces: 3
- Parking features: Detached,Oversized,Garage Faces Front,Additional Parking,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $234 | $2,808 |
| Electricity | $237 | $2,846 |
| Total | $1,444 | $17,328 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $170,000 |
| 2026-07-31 | Listed for sale | $170,000 |
| 2021-06-16 | Sold | $150,000 |
| 2021-04-09 | Listed for sale | $139,900 |
| 2015-08-31 | Sold | $89,900 |
| 2015-06-26 | Pending sale | $98,900 |
| 2015-06-11 | Listed for sale | $98,900 |
| 2005-11-25 | Sold | $49,900 |
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