902 Kentucky St, Michigan City, IN, 46360
About This Home
Turnkey Two-Flat Property nestled on a generous corner lot in the heart of Michigan City. This income-producing property features 2 spacious units (3 bed 1 bath & 2 Bed 1 Bath). Property is centrally located near the outlet mall, restaurants, Lake Michigan and the beach as well as everything that Michigan City has to offer. This is a great opportunity to own a rarely available two-flat and either be an owner occupant or add to your rental portfolio. Definitely make it a point to come see this one today before its gone!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: MultiFamily
- Property subType: Apartment
Interior
Appliances
- Appliances included: Refrigerator,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Finished area above ground: 2,558
Heating
- Heating features: Forced Air
Property
Details
- Parcel number: 460129384001000022
- Zoning description: Residential
- Special condition: Standard,None
Features
- Levels: Two
- Pool features: None
- Exterior features: Private Yard
- Has view: Yes
- View description: City,Neighborhood
Lot
- Lot size: 3,367 sqft
- Features: Back Yard,Corner Lot
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $322 | $3,864 |
| Electricity | $184 | $2,212 |
| Total | $1,594 | $19,128 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $189,900 |
| 2026-05-01 | Listed for sale | $220,000 |
| 2025-12-29 | Sold | $110,000 |
| 2025-11-15 | Contingent | $110,000 |
| 2025-10-30 | Listed for sale | $110,000 |
| 2019-09-26 | Sold | $8,000 |
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