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1621 W 10th St, Michigan City, IN, 46360

4beds
3baths
2,086sqft
$99,000
$47price/sqft
$928/moest. monthly cost
$37,120/yrincome needed

About This Home

Here's a fabulous opportunity for the savvy investor or handyperson! Spacious rooms and 9 foot ceilings create the warm and homey feel of yesteryear. The large covered front porch to the foyer lead to the living room with shadowbox display shelving and original wood floors. The formal dining room has a lovely bump-out window nook, ceiling fan with light and a closet with unfinished basement access. The bright eat-in kitchen has wood cabinetry, nice backsplash and side door to handicap ramp. A nice sized bedroom, full bath and laundry room with cupboards and door to side yard complete the main. Upstairs you'll find two more bedrooms and a central room that would be perfect as a playroom, office space or fourth bedroom. A three quarter bath means convenience too. This classic, 2 story home is loaded with charm and potential. Bring your TLC and fresh ideas to restore it to its former glory. Come see it today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Pine Elementary SchoolGrades PK-62.4 mi
2/10
Barker Middle SchoolGrades 7-81.4 mi
3/10
Michigan City High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bedroom2

  • Area: 168
  • Dimensions: 14.0 x 12.0

Bedroom3

  • Area: 216
  • Dimensions: 18.0 x 12.0

Bedroom4

  • Area: 135
  • Dimensions: 15.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 217.5
  • Dimensions: 15.0 x 14.5

Features

  • Ceiling Fan(s),High Ceilings
  • Finished area above ground: 2,086

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,086 sqft

Kitchen

  • Area: 201.5
  • Dimensions: 15.5 x 13.0

Laundry

  • Area: 56
  • Dimensions: 8.0 x 7.0

Living Room

  • Area: 210
  • Dimensions: 15.0 x 14.0

Primary Bedroom

  • Area: 135
  • Dimensions: 15.0 x 9.0

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 460131230019000022
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,113 sqft
  • Features: Back Yard,Landscaped,Corner Lot

Parking

  • Parking features: Off Street,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$66$792
Property Taxes $171$2,052
Electricity $191$2,294
Total$928$11,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,817/yr
40% on housing$27,840/yr
45% on housing$24,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$176
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$80,000
2026-03-13Listed for sale$95,000
2026-02-02Listing removed$90,000
2026-01-01Price change$90,000
2025-11-06Price change$110,000
2025-10-09Listed for sale$120,000
2025-04-07Sold$84,915
2025-01-10Price change$115,000
2024-12-02Listed for sale$145,000

For Sale by Agent

AgentNick Landers
BrokerageColdwell Banker Realty

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