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1808 Ridgemoor Dr, Long Beach, IN, 46360

2beds
2baths
1,440sqft
$579,000
$402price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Welcome to this charming beach cottage located just four doors from Lake Michigan in Long Beach's highly sought-after Stop 18 neighborhood. Nestled on a quiet, tree-lined cul-de-sac, this bright and inviting home offers the perfect blend of comfort, location, and lifestyle. The home features 2 bedrooms with the potential for an easy conversion to a 3rd bedroom, plus a dedicated office, spacious laundry room, cozy fireplace, and a new skylight that fills the home with natural light. The open, sunny interior creates a warm and welcoming atmosphere throughout. Outdoor living is equally impressive, with wonderful front and rear entertaining areas perfect for relaxing after a day at the beach or gathering with family and friends. Enjoy seasonal views of Lake Michigan and breathtaking sunsets during the fall and winter months when the leaves are down. Whether you're looking for a year-round residence, second home, or vacation retreat, this property offers an exceptional opportunity in one of Long Beach's most desirable locations. Just steps from the beach, you'll experience all the charm of Lake Michigan living at an outstanding value.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
Michigan City High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Range Hood,Refrigerator,Range,Microwave,Electric Cooktop
  • Laundry features: Gas Dryer Hookup,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 140
  • Dimensions: 20.0 x 7.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Entrance Foyer,Open Floorplan,Laminate Counters
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,340

Foyer

  • Level: Lower
  • Area: 48
  • Dimensions: 6.0 x 8.0

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 70
  • Dimensions: 10.0 x 7.0

Laundry

  • Level: Lower
  • Area: 90
  • Dimensions: 10.0 x 9.0

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 18.0 x 17.0

Office

  • Level: Main
  • Area: 63
  • Dimensions: 9.0 x 7.0

Primary Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 16.5 x 8.0

Sunroom

  • Level: Main
  • Area: 114
  • Dimensions: 12.0 x 9.5

Property

Details

  • Parcel number: 460115457022000023
  • Special condition: None

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio,Front Porch
  • Has view: Yes
  • View description: Lake,Water,Trees/Woods,Neighborhood
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 6,268 sqft
  • Features: Back Yard,Wooded,Front Yard,Corner Lot

Parking

  • Parking features: Off Street,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$390$4,680
Property Taxes $459$5,508
Electricity $184$2,212
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$173
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$579,000
2026-07-30Listed for sale$579,000
2017-03-23Sold$192,500
2016-12-06Pending sale$209,000
2016-11-12Price change$209,000
2016-10-10Price change$239,000
2016-07-25Price change$259,000
2016-05-03Price change$299,000
2015-09-29Listed for sale$309,000

For Sale by Agent

AgentTimothy Perry
BrokerageColdwell Banker Realty

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