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115 Judson Rd, La Porte, IN, 46350

4beds
4baths
3,616sqft
$765,000
$212price/sqft
$5,284/moest. monthly cost
$211,360/yrincome needed

About This Home

Pine Lake without the crowd. This is the rare bluff property with lake views and beach access -- where you hear birds instead of boats. An expansive single-family home on 0.72 acres of elevated land, framed by 100-year-old oaks, with a permanent nature preserve as your neighbor on one side. The lake is visible. The beach is steps away. The neighbors are not. The story is one of a kind: originally the historic Pine Lake Hotel, moved to this site, expanded with a 1990s addition, and fully reimagined with many recent renovations. 4 bedrooms, 3.5 bathrooms, two full kitchens, two laundry sets, and two HVAC systems -- all under one roof as a single flexible residence. Inside, the lower level houses a built-in cedar sauna, a dedicated audio recording studio with full acoustic treatment, and a video/YouTube studio with acoustic ceiling and lighting infrastructure. The upstairs bathroom features a Japanese soaking tub. The main level living room is anchored by a Scandinavian wood-burning stove with chimney. An outdoor Hot Springs spa sits off the deck, and a hidden 200 sqft loft tucks above the addition. A large marble bathroom serves the lower level. Outside: brand new continuous-flow well, brand new furnace, fully heated detached garage as a separate building with workshop capacity, multi-level deck overlooking the framed lake view, and 100-year-old oak canopy that can't be replicated. A buyer steps into a finished home with rare permanent features, not a project. Built for the buyer who values privacy over density, character over cookie-cutter, and turnkey craftsmanship over years of renovation. 90 minutes from Chicago. Lake views, beach access, permanent preserve. One expansive home. Many possibilities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Laporte High SchoolGrades PK-122.9 mi
7/10

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 84
  • Dimensions: 10.5 x 8.0

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom4

  • Level: Main
  • Area: 145
  • Dimensions: 14.5 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 400
  • Dimensions: 20.0 x 20.0

Exercise Room

  • Level: Basement
  • Area: 460
  • Dimensions: 23.0 x 20.0

Features

  • Granite Counters,Soaking Tub,Open Floorplan,Kitchen Island,In-Law Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,108

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,616
  • Total interior livable area: 3,616 sqft

Kitchen

  • Level: Main
  • Area: 236
  • Dimensions: 14.75 x 16.0

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 12.0 x 7.0

Living Room

  • Level: Main
  • Area: 237
  • Dimensions: 19.75 x 12.0

Other

  • Level: Basement
  • Area: 160
  • Dimensions: 10.0 x 16.0

Other

  • Level: Basement
  • Area: 65
  • Dimensions: 5.0 x 13.0

Primary Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16.0 x 12.0

Property

Details

  • Parcel number: 460622359039000042
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.75 Acres
  • Features: Back Yard,Wooded,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Detached,Additional Parking,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$453$5,436
Property Taxes $632$7,584
Electricity $331$3,977
Total$5,284$63,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,165/yr
40% on housing$158,520/yr
45% on housing$140,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 46350$137
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46350$131
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$699,000
2026-06-29Price change$765,000
2026-06-10Price change$849,000
2026-05-20Listed for sale$895,000
2022-08-19Sold$450,000
2022-07-08Price change$475,000
2022-06-28Price change$500,000
2022-06-01Price change$525,000
2022-05-07Listed for sale$599,000

For Sale by Agent

AgentTracey Cummins
BrokerageMcColly Real Estate

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